Do You Need Uninsuran Motorist If You Have Health Insurance? Insurance companies frequently tell our clients, “You don’t need to buy uninsured motorist coverage (UM) if you have good health insurance or Medicare.” This is terrible advice. Here’s why: Unlike UM, health insurance or Medicare only covers your medical expenses. Is uninsured motorist coverage worth
Do You Need Travel Insurange? If you don’t have travel insurance you will have to pay out of your own pocket to deal with a problem while you’re away. Or you may lose money if you have to cancel a trip and can’t get your money back. This could cost you thousands of pounds. Do
Do You Need Travel Protection? Most travel experts recommend insuring any trip that costs more than a few thousand dollars. From there, it gets complicated. Policies range from simple “check the box” protection that airlines push at checkout to comprehensive plans that cover all manner of mishaps, like a ski accident or an airline shutting
Do You Need Travel Insurance Within Canada? The fact is provincial health insurance plans will only cover some medical expenses. Therefore, you should always protect yourself by purchasing medical insurance when travelling within Canada. Do I really need to buy travel insurance? When is travel insurance not necessary? Travel insurance primarily covers two aspects of
Can I Make An Insurance Claim Without A Police Report? Can I make an insurance claim without a police report? Anytime that you are involved in a car accident, or any other serious accident type that necessitates emergency medical care, you should make sure that an accident report is filed with the police (in fact,
Can I Insure My Hands As A Massage Therapist? Can I insure my hands as a massage therapist? Yes, you can insure your hands with hands insurance. However, the best way for nearly everyone to do that is through a disability insurance policy. Can you insure your body parts? You can insure any body part,
How Do Self Funded Health Plans Work? Self-insurance is also called a self-funded plan. This is a type of plan in which an employer takes on most or all of the cost of benefit claims. The insurance company manages the payments, but the employer is the one who pays the claims. What are the pros
How Do I Check Status Of Healthy Ny Health Insurance? Call the NY State of Health Customer Service Center at 1-855-355-5777. How do I access my NY Medicaid account? myBenefits uses NY.gov, New York State’s shared login service. NY.gov allows you to access online services from multiple New York State agencies with a single username
How Do I Get Travel Insurance For My Child? Coverage For One, Coverage For All The answer is yes – one travel-insurance policy can cover up to 10 people. Adding each family member (or traveling companion, technically) to the plan increases the total premium, but everyone has coverage under the same policy, enjoying the same
How Do I Change My Nyc Health Plan? Procedures for Employee Health Plan Transfers — In order to transfer from one plan to another or to add Optional Rider coverage, and to obtain the effective date of the change, the employee must contact their agency health benefits or payroll office or NYCAPS Central at (212)