Does Aetna Health Insurance Cover Plastic Surgery?

by | Last updated on January 24, 2024

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The procedure can improve cosmesis by reducing the protrusion of the abdomen. However, abdominoplasty is considered by Aetna to be cosmetic because it is not associated with functional improvements .

Why cosmetic surgery is not covered by insurance?

Health insurance companies do not typically cover cosmetic procedures, as they are not considered to be medically necessary . That means that the expense is going to rest on your shoulders. That’s all well and good if you are getting a procedure that will make you feel good about yourself.

Does Aetna cover excess skin removal?

Aetna plans exclude coverage of cosmetic surgery and procedures that are not medically necessary , but generally provide coverage when the surgery or procedure is needed to improve the functioning of a body part or otherwise medically necessary even if the surgery or procedure also improves or changes the appearance of ...

Does Aetna cover breast reconstruction surgery?

Aetna considers breast reconstructive surgery to correct breast asymmetry cosmetic in all situations except those listed in Section I .

How can I get plastic surgery for free?

The federal government offers free money for plastic surgery under an alias: tax-deductible medical expenses . You have three IRS-approved methods to reduce the net cost of your operation. You can find this federal grant money buried in the fine print published by the IRS.

Does Aetna cover liposuction for Lipedema?

Aetna has covered lymph sparing liposuction for patients with lipedema before and this policy update makes it more likely that they will cover it in the future but there always be restrictions. We work with medical insurance companies every day to get them to cover lymph sparing liposuction for our lipedema patients.

Is bunion surgery covered by Aetna?

Aetna considers bony correction bunionectomy not medically necessary for the following indications: Foot ulcer(s) secondary to peripheral vascular disease; or. Gangrene of the foot, ankle or lower leg; or. Non-ambulatory individuals unless being performed to relieve ulceration due to prominence; or.

Does Aetna cover Lipedema?

Your Insurance: Aetna

Coverlipedema.com has helped over forty women get covered and Aetna has paid or reimbursed very well. Aetna also covers skin excisions along with liposuction, per their policy. In our experience, Aetna has been one of the best for lipedema surgery coverage .

When is liposuction medically necessary?

Liposuction is usually not medically necessary . The procedure is typically reserved for cosmetic purposes. People choose the treatment to reshape problem areas of the body, including thighs, hips, and stomach. Liposuction is a last-ditch effort when exercise and diet aren’t enough.

Does insurance cover liposuction?

While liposuction is a popular procedure, insurance providers often consider it an elective cosmetic surgery and won’t cover it .

Does private health insurance cover plastic surgery?

Cosmetic surgery is elective surgery designed to enhance the patient’s appearance in one way or another. While there’s an element to this in reconstructive surgery, these procedures are considered to be medically necessary rather than cosmetic. Medicare and private health funds do not pay benefits for cosmetic surgery .

Does health insurance cover complications from cosmetic surgery?

Important aspects of CosmetAssure insurance: The majority of major medical health insurance policies exclude treatment of a complication following elective aesthetic surgery , even if medically necessary.

Does Aetna cover baby circumcision?

Most health insurance plans offered by AETNA cover the costs of adult circumcision when performed for medically necessary reasons . Circumcision performed for religious, aesthetic or hygienic reasons is not typically covered by AETNA.

What is a belt tummy tuck?

A belt lipectomy is a type of surgery. It’s done to remove the loose skin and fat around your waist or “belt line.” This is also called an abdominal lipectomy, tummy tuck, and panniculectomy. You may have this surgery after you lose a great deal of weight.

Is a Panniculectomy cosmetic surgery?

A panniculectomy is a surgical procedure to remove the pannus — excess skin and tissue from the lower abdomen. This excess skin is sometimes referred to as an “apron.” Unlike a tummy tuck, the panniculectomy does not tighten the abdominal muscles for a more cosmetic appearance, disqualifying it as a cosmetic procedure .

What do I tell work when getting plastic surgery?

Be Bold, but Reveal As Much as You’re Comfortable With

This will also help to explain why you can’t make any sudden movements or put your body under too much strain once you return. If probed, simply say that it’s personal, and you’d rather not divulge the reason.

Is it cheaper to get multiple plastic surgeries at once?

By combining surgical procedures, you can potentially save a significant amount of money because you’ll be paying these fees just one time. Plus, your surgeon may give you a discount for having multiple plastic surgeries done at the same time.

How many plastic surgeries can be done at once?

It is very much acceptable to have more than one plastic surgery procedure done at once. However, safety has to be ensured and in most cases, only about two to three plastic surgical procedures can be combined at a time in order to allow the body to rest and the immune system recover before the next procedure.

Is a Panniculectomy the same as a tummy tuck?

The biggest difference between a tummy tuck and a panniculectomy is that a tummy tuck actually tightens the muscles and removes excess skin and fat, while a panniculectomy focuses more on just eliminating the excess skin and fat, leaving the muscles out of the equation altogether.

How can I get insurance to cover Diastasis Recti?

Diastasis recti repair is not covered by insurance and cannot be submitted to Medicare. The hernia repair can be submitted for insurance coverage, so you will have part cosmetic, part insurance for billing purposes. Ask ASPS for a list of board certified plastic surgeons near you.

Does Aetna cover cranial prosthesis?

Aetna’s group medical insurance plan does not cover wigs as a cranial prosthetic . However, individuals should verify with Aetna that the individual plan they are on will cover this item or not.

Does Aetna cover toenail removal?

Aetna’s HMO policy is similar to Medicare policy on routine foot care, in that Medicare also does not cover : cutting or removal of corns and calluses; clipping or trimming of normal or mycotic nails; shaving, paring, cutting or removal of keratoma, tyloma, and heloma; non-definitive simple, palliative treatments like ...

How long does a Cheilectomy surgery take?

The surgery can take between 20-30 mins depending on the complexity. At the start of the procedure we will infiltrate a local anaesthetic “block” around the ankle. This will make the foot numb and help with post surgery pain. This lasts a few hours after the operation.

Does insurance cover hallux valgus?

Generally, if your bunion pain is leading to physical limitations, and surgery is deemed medically necessary by your podiatrist, insurance will cover the procedure .

When is an abdominoplasty medically necessary?

This approach is generally recommended for people who have excess fat and skin in these areas, often after major weight loss due to bariatric surgery or successful lifestyle changes .

What is the CPT code for abdominoplasty with upper abdomen and flank liposuction?

One code, CPT 15830 for panniculectomy, can be billed to insurance when appropriate; the other code, CPT 15847 for abdominoplasty, describes a cosmetic procedure and therefore should not be billed to insurance.

Is hernia surgery considered cosmetic?

Hernia treatment is never considered ‘cosmetic’ or ‘elective’ .

David Martineau
Author
David Martineau
David is an interior designer and home improvement expert. With a degree in architecture, David has worked on various renovation projects and has written for several home and garden publications. David's expertise in decorating, renovation, and repair will help you create your dream home.