Can Bankruptcy Stop Repo Garnishment?

Can Bankruptcy Stop Repo Garnishment? Can Chapter 7 Help Before a Repossession? A Chapter 7 bankruptcy case can stop a repossession or stop the creditor from selling the car at auction. However, the Chapter 7 case only stops the repo temporarily. You must negotiate with the lender to work something out, or you can redeem

How Long Must Debts Be Repaid Under Chapter 13?

How Long Must Debts Be Repaid Under Chapter 13? As a result, most unsecured debt is discharged once the plan has concluded in three to five years. Unlike unsecured debt, secured debt (e.g. mortgages and car loans) must be made current under Chapter 13 plans, if foreclosure of the house or repossession of the collateral