What Companies Offer Individual Health Insurance In Texas? Individual and Family Health Insurance Companies in Texas Are there HMOs in Texas? Texas law requires HMOs to have adequate personnel and facilities to meet their members’ needs. HMOs also must make health care services available within a certain distance of your home and workplace. What are
Can I Report An Accident To The DMV Online? An accident report must be filed 5-30 days after the accident, depending on your state. You can complete and submit the form online, by mail, or in person at your local DMV office location. If you fail to file a car accident report on time, the
What Do Insurance Adjusters Look For? Auto insurance claims adjusters will obtain police reports, accident reports, and hospital records to verify related insurance costs. They may also ask you to send in your car to a licensed repair shop to get a repair estimate and vehicle appraisal. How do insurance companies determine pre-existing damage? While
Do Both Insurances Go Up When There’s An Accident? California and Oklahoma are the only two states that prohibit insurance companies from raising rates after not-at-fault accidents. In states where it is allowed, the exact amount that your premium will go up depends on your insurance company. Does your insurance go up even if it’s
What Constitutes A Bad Faith Claim? Looking for evidence that supports the insurance company’s basis for denying a claim and ignoring evidence that supports the policyholder’s basis for making a claim is considered bad faith. If an insurer fails to promptly reply to a policyholder’s claim, that act of negligence, willful or not, is considered
Who Regulates Insurance Companies In FL? The Office of Insurance Regulation regulates and provides oversight for all insurance companies and insurance-related entities licensed to do business in Florida as described above. How can a provider file a complaint against an insurance company? How to make a complaint. You can make a complaint by phone, in
What Happens When An Insurance Claim Is Closed? A closed claim is inactive, meaning no further action is being taken. They are not doing more investigation, are not going to pay you any more money, and have put it in the back of the file. A closed claim does not mean the insurer has denied
Are You Liable If Someone Else Wrecks Your Car? If you were not in your vehicle when it crashed, you may still be liable. … In California, the vicarious liability doctrine allows for someone to be legally responsible for injuries even if they did not directly cause them. What happens if someone who isn’t on
How Long After The Date Of Issue May An Insurer Cancel An Accident And Health Policy? Under the standard cancellation provision, the insurance company has the right to cancel the policy at any time with 5 days’ written notice to the insured. This provision is prohibited in many states. When an insurer issues an individual
What Is The Purpose Of An Insurance Agency? An insurance agency — sometimes called an insurance agent — is an individual or company authorized by a carrier to sell the insurer’s products in exchange for compensation. Agents are regulated by the laws of the state in which they work. What is insurance agency meaning? An