What Does Transaction Not Permitted To Cardholder Mean?

by | Last updated on January 24, 2024

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Transaction Not Permitted to Cardholder: What Does it Mean? ... This error code means that the customer's card issuer cannot process the transaction . It also means the customer can't use this credit card for this transaction. There are many reasons why you may get this response.

How do I fix transaction not permitted to the cardholder?

  1. Figure out the reason for the decline. Once the declined payment happens, your credit card company or bank may share the reason for the decline with us.
  2. Contact your credit card company or bank.

Why would a transaction not be permitted?

The message Transaction Not Allowed indicates a rejection on the side of the credit card provider for unspecified reasons . It doesn't necessarily mean that there is an issue with the card, but it does indicate that the bank will not approve this transaction. You will need to contact your bank for more information.

Why is my card being declined when I have money?

Why is my debit card declined when I have money? Debit cards can be declined even when you have money . Verify you have money, use the right pin, and the card has been activated. Your card type may not be accepted, is expired, or may have been flagged for suspicious activity.

What does declined 57 mean?

57 DECLINED – 57 TRAN NOT ALLOWED Transaction not permitted to cardholder Advise the cardholder to contact their card issuer for specific details. Ask the Customer for another form of payment (e.g. different card).

Why my bank account does not support UPI transaction?

UPI transaction can fail due to multiple reasons most likely due to connectivity issues to the banking system, incorrect Payment Address entered or wrong UPI PIN entry. If your transaction fails, please try again. If it doesn't work, please contact customer support.

What is the meaning of restricted card?

What is a Restricted Card List? A restricted card list is a list of that are reported stolen, canceled or compromised in some way .

Why is Razorpay not working?

Rectify the validation issues and try again. Check the error description and field parameters for more information about the error. Check your integration/payment request or reach out to Razorpay.

What does issuer inoperative mean?

What does ‘Issuer or Switch Inoperative' mean? This means that the customer's bank or card network is temporarily unavailable due to a downtime .

How do you fix a declined transaction?

Solutions for the most common declined payment reasons

Make sure there are enough funds in your account, then retry your credit card (option A below). You've exceeded the card's credit limit or single transaction limit. Talk to your bank to increase the limit , then retry your credit card (option A below).

How do you fix bank declined transactions?

Here's how to contact your bank: Call the support phone number that's shown on the back of your credit card. Tell the representative that you were trying to pay for Swimmo, it was an online transaction, but that your payment was declined. Let them know the date, amount and the currency of the decline.

Why is my Chase debit card being declined when I have money?

My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment. ... Your debit card has been locked by your issuing institution . This often happens when you enter an incorrect PIN at an ATM more than a few times. The charge is larger than what you usually would put on your card.

What is a code 57?

Visa chargeback reason code 57 falls under the “Fraud” category. The shorthand description is “ Fraudulent Multiple Transactions .” This reason code is used when a cardholder is claiming that a merchant has processed multiple unauthorized transactions against their Visa card.

What does payment declined reason 55 mean?

The customer's card issuer has declined the transaction as the customer has entered an incorrect PIN. The customer should re-enter their PIN.

What does payment declined reason 51 mean?

The [51] Decline code error means that there are insufficient funds on your credit card to process the payment . To fix this issue, submit your payment using a different credit card or call your credit card issuer (the phone number is usually on the back of your card).

What happens if online transaction failed but money debited?

If you got debited after a failed transaction, the best way to get a refund is by contacting your bank. You can also consider contacting the merchant. Be rest assured that if you got debited after a failed online purchase, your money will be refunded within 28-48 hours.

Charlene Dyck
Author
Charlene Dyck
Charlene is a software developer and technology expert with a degree in computer science. She has worked for major tech companies and has a keen understanding of how computers and electronics work. Sarah is also an advocate for digital privacy and security.