Can I Have Private Health Insurance And Va Health Insurance?

by | Last updated on January 24, 2024

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If you have other forms of health care coverage (like a private insurance plan, Medicare, Medicaid, or TRICARE), you can use VA health care benefits along with these plans

.

What determines primary and secondary insurance?

Primary insurance:

the insurance that pays first is your “primary” insurance

, and this plan will pay up to coverage limits. You may owe cost sharing. Secondary insurance: once your primary insurance has paid its share, the remaining bill goes to your “secondary” insurance, if you have more than one health plan.

Why does the VA bill my private insurance?

VA is required by law

to supplement funds from Congress

by billing Veterans' outside for non-service connected care. The money collected by VA stays within VA and can be used to purchase supplies and equipment to improve care for Veterans.

Can you have VA and Obamacare?

Yes. You can continue to use VA for all your health care needs, or complement your VA care with private health insurance or coverage by other federal health care programs, including Medicare, Medicaid, and TRICARE.

Can I use VA health care and Tricare?


If you retire and qualify for VA benefits, you can use your TRICARE and VA benefits together

. You will see the VA for service-connected conditions and use TRICARE for everything else.

Do veterans get free healthcare for life?


We're committed to providing free health care for conditions related to military service and for Veterans with catastrophic disabilities and disability ratings of at least 50%

, as well as for those who can't afford to pay for care. Learn more about how we'll determine if you'll need to pay for any part of your care.

Can I add my family to my VA health insurance?

If I have a VA health plan, can my family sign up for insurance through Covered California? ​Yes. Even though you are covered by your VA health care enrollment,

your family members who are not eligible for a VA health care program may be able to receive health care coverage through Covered California

.

Can I lose my VA health benefits?


If federal funding for VA health care drops or doesn't keep pace with costs, some vets in the lower priority groups may lose VA coverage entirely

. Having both Medicare and VA benefits greatly widens your coverage. VA coverage pays for medical services if you go to a VA hospital or doctor.

How much are copays at VA?

Priority group Copay amount for first 3 visits in each calendar year
Priority group


1 to 5


$30
Priority group 6 $30 Priority group 7 to 8 $30

Can we have two health insurance?


Policyholders can have any number of health insurance plans

. However, they cannot claim reimbursement for the same expense from multiple insurers. If one cover is not sufficient, the other cover can be used to cover the expenses. Health Insurance is of utmost importance for every individual.

Can I buy two health insurance policies?


Individuals can buy multiple health insurance plans from different service providers

. This is a great way to diversify across insurers and benefit from their coverage policies. Moreover, claims are settled as per the contribution clause, when the claim is higher than the sum insured for one policy.

Can I use two medical insurance?

And also, can we claim from two companies? The answer is yes.

One can claim health insurance and medical insurance from two or more companies

. Except there are some conditions and processes, the policyholder needs to understand while claiming.

What are the income limits for VA health care 2020?

Veteran with: VA National Income Threshold VA Pension with Aid and Attendance Threshold
0 dependents


$34,171 or less


$22,939
1 dependents $41,005 or less $27,195 2 dependents $43,356 or less $29,546 3 dependents $45,707 or less $31,897

Do all veterans get benefits?


All Veterans receive coverage for most care and services, but only some will qualify for added benefits like dental care

. The full list of your covered benefits depends on: Your priority group, and.

Can my wife get VA health care?

If you're the spouse, surviving spouse, dependent child, or family caregiver of a Veteran or service member,

you may qualify for health care benefits

. In certain cases, you may also qualify for health care benefits due to a disability related to your Veteran's service. Find out if you qualify and how to apply.

Do veterans have to pay for TRICARE?

Remember that

you pay TRICARE Prime and TRICARE Select individual and family fees separately

. The TRICARE Select enrollment fees for a Group A retired beneficiary are: For an individual plan, you'll pay $12.50 per month or $150 annually. For a family plan, you'll pay $25.00 per month or $300 annually.

Who Pays First VA or TRICARE?

Other federal insurance includes medicare, medicaid, VA healthcare, or Indian Health Service coverage. If you are covered by one of these plans they pay before Tricare first.

If you are treated for a non-covered condition, Tricare pays first

.

How is TRICARE different from VA?

TRICARE Benefits VA Benefits Your services may vary depending on your health plan. Your eligibility and copayment depend on: Discharge, Service-connection, or Income Your TRICARE health plan's rules and costs will apply.

How long do VA health benefits last?

You can receive free VA health care for

up to 5 years

after discharge or release for any condition related to your service in Operation Enduring Freedom (OEF) in Afghanistan or Operation Iraqi Freedom (OIF) or Operation New Dawn (OND) in Iraq. This is called an enhanced eligibility period.

Can you make too much money for VA benefits?


VA disability compensation is not income-based

. Thus, the amount of money a veteran makes in a given year has no effect on his or her compensation.

Who gets VA benefits after death?

You may be eligible if: the deceased veteran was discharged from service under other than dishonorable conditions, AND. he or she served 90 days or more of active duty with at least 1 day during a period of war*, AND. you are the surviving spouse or unmarried child of the deceased veteran, AND.

What family members are eligible for VA benefits?

As a

service member's spouse, child, or parent

, you share in that service member's service and sacrifice. So after your loved one leaves the service, you may qualify for certain VA benefits.

Do wives of veterans get benefits?

As the spouse or dependent child of a Veteran or service member,

you may qualify for certain benefits, like health care, life insurance, or money to help pay for school or training

.

Can I add my spouse to my VA health insurance?

NOTE: Parents and spouses in common law marriages,

cannot be added to your benefits online through eBenefits

. To add a parent as a dependent, use VA Form 21-509, Statement of Dependency of Parents and to add a spouse from a common law marriage, submit VA Form 21-686c, Declaration of Status of Dependents.

Can all veterans use the VA?


Veterans generally must be enrolled to receive VA health care

. Enrollment assures Veterans that comprehensive health care services are available when they are needed. VA's enrollment system designates Veterans by priority groups.

How long do you have to be in the military to be considered a veteran?

To be considered a veteran, any military personnel must be on active-duty service for

at least 180 days

. The only exception is if the member sustained a service-related injury and was discharged under honorable conditions.

How do I get the VA to pay for prescriptions?


Calling 1-877-222-VETS (8387) Monday – Friday between 8 a.m. and 8 p.m. ET

.

Using the self-service Kiosks available at their local VA health care facility

.

James Park
Author
James Park
Dr. James Park is a medical doctor and health expert with a focus on disease prevention and wellness. He has written several publications on nutrition and fitness, and has been featured in various health magazines. Dr. Park's evidence-based approach to health will help you make informed decisions about your well-being.