Federal Trade Commission
: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.
What can I do if I believe I have been scammed?
Report a scam that happened
with an online seller
or a payment transfer system to the company's fraud department. If you used your credit card or bank account to pay a scammer, report it to the card issuer or bank. Also report scams to the major credit reporting agencies.
How do I know if I'm being scammed?
- A company is contacting you out of the blue. …
- You've been rejected for credit, but you've got a good credit history. …
- You're being rushed. …
- Your bank is asking you for your PIN number personal information. …
- The letter or email you have received is full of dodgy spelling and bad grammar.
Can you get money back after being scammed?
Contact your bank immediately to let them know what's happened and ask if you can get a refund.
Most banks should reimburse you if you've transferred money to someone
because of a scam. … If you can't get your money back and you think this is unfair, you should follow the bank's official complaints process.
Can I report a scammer to the police?
Report dangerous scams and fraud to the police
For most scams, you would first go to Action Fraud. If a scam is putting you or someone else in danger and it's an emergency though, you need to call
the police on 999
.
How do you get rid of a scammer?
- Block unwanted calls and text messages. …
- Don't give your personal or financial information in response to a request that you didn't expect. …
- Resist the pressure to act immediately. …
- Know how scammers tell you to pay. …
- Stop and talk to someone you trust.
How can I get my money back after being scammed online?
File a report online with the FTC
, or by phone at (877) 382-4357. These reports are used by government agencies to recognize scam patterns. Some may even take action against companies or industries based on those reports. However, most agencies do not follow up on complaints and cannot recoup lost funds.
How do I report an online scammer?
ReportFraud.ftc.gov
is the federal government's website where you can report fraud, scams, and bad business practices. Visit consumer.ftc.gov to find tips and learn how to avoid scams.
How do I file a case against a scammer?
To file a complaint, just go to ftc.gov/complaint, and answer the questions. Or call That's all there is to it. If you've been ripped off or scammed,
complain to the Federal Trade Commission
. It can help put the bad guys out of business.
What if a scammer has my phone number?
By having your cell number, a scammer could
trick caller ID systems and get into your financial accounts
or call financial institutions that use your phone number to identify you. Once the scammer convinces your carrier to port out your number, you may never get it back.
Can you get charged for scamming?
Online Fraud, Hacking and Phishing in California
The
maximum fine required may range from $1,000 to $10,000
. Most online fraud or cyber crimes are known as “wobblers;” they may be punished as either misdemeanors or felonies. The term of imprisonment may be served in county jail for up to three years.
What can a scammer do with my name?
- access and drain your bank account.
- open new bank accounts in your name and take out loans or lines of credit.
- take out phone plans and other contracts.
- purchase expensive goods in your name.
- steal your superannuation.
- gain access to your government online services.
What happens if a scammer has your email address?
If a scammer has your email account,
you should try to change the password immediately
. … In this case, you'll need to go through your email provider's support page to unlock it again. They typically ask for past login information and may require proof of identity to give your account back.
What is it called when someone tries to steal personal information over the phone?
Vishing
is a cybercrime that uses the phone to steal personal confidential information from victims. Often referred to as voice phishing, cybercriminals use savvy social engineering tactics to convince victims to act, giving up private information and access to bank accounts.
Can a scammer hack my phone by calling me?
If you get a call from a number you don't recognize, don't answer. … Because phone numbers are often used as security keys, hackers
may be able to get into many other
accounts once they have access to your phone account.
Can someone hack my bank account with my email address?
Your online bank accounts can also be a major target for
hackers
, especially if you use your email address as a login for those, too. And, needless to say, once a hacker has access to those, your money is in serious jeopardy. “This is one of the biggest risks you'll face from an email hack,” Glassberg says.
How do I make my email secure?
- Use non-identifying information. …
- Use a password no one else knows. …
- Use two-step verification. …
- Review security notifications. …
- Use secure devices. …
- Always log out. …
- Don't allow browser or mobile phone to remember your email account or passwords.
How can you check to see if your identity has been stolen?
- Step 1: Check your bank account for unusual transactions. …
- Step 2: Check for suspicious activity on your online accounts. …
- Step 3: Look out for unusual emails, texts, and letters. …
- Step 4: Take note of how much mail you're receiving. …
- Step 5: Check your credit report.
Can you get hacked just by opening an email?
Can I get a virus by reading my email messages? Most viruses, Trojan horses, and worms are activated when you open an attachment or click a link contained in an email message. If your email client allows scripting, then it
is possible to get a virus by simply opening a message
.
How much information does a scammer need?
Much like a Social Security number, a thief
only needs your name and credit card number
to go on a spending spree. Many merchants, particularly online, also ask for your credit card expiration date and security code. But not all do, which opens an opportunity for the thief.
How do I check to see if someone is using my Social Security number?
To see if your Social Security number is being used by someone else for employment purposes,
review your Social Security Statement at www.socialsecurity.gov/myaccount
to look for suspicious activity. Finally, you'll want to use additional scrutiny by regularly checking your bank and credit card accounts online.
What do you do if someone is using your personal information?
- File a claim with your identity theft insurance, if applicable. …
- Notify companies of your stolen identity. …
- File a report with the Federal Trade Commission. …
- Contact your local police department. …
- Place a fraud alert on your credit reports. …
- Freeze your credit. …
- Sign up for a credit monitoring service, if offered.
What are the 5 most common types of identity theft?
- Financial identity theft. …
- Tax identity theft. …
- Medical identity theft. …
- Employment identity theft. …
- Child identity theft. …
- Senior identity theft.
