How Long Can Australian Pensioner Travel Overseas?

by | Last updated on January 24, 2024

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The full amount of age that a person is eligible for is payable while overseas for

26 weeks

. However, once overseas for longer than 26 weeks, the amount of age pension payable to a person is dependent upon the person's length of residency in Australia.

Does your pension stop if you go overseas?

Generally speaking,

if your overseas holiday is less than six weeks, your pension rates remain unchanged

. However, if you prolong to more than six weeks, meaning that you're away for almost two months, the government will reduce your Pension Supplement to the basic rate and your Energy Supplement will stop.

How much is the Australian pension if you live overseas?

The good news is you should be able to access your Age Pension while living overseas. This will be paid at the Outside Australia rate which means some entitlements may be impacted. For a couple this payment may be

up to $34,767 per annum

and is subject to the usual rules around income, assets and eligibility.

How long can you leave the country on Centrelink?

Payments while overseas

If your payments can continue while you're outside Australia and you intend to be away for:

less than 12 months

, we'll continue to pay you every 2 weeks into your Australian bank account. more than 12 months, we'll pay you every 4 weeks into your Australian or overseas bank account.

How long can I stay overseas before I lose my pension?

Age Pension Portability

The full amount of age pension that a person is eligible for is payable while overseas for

26 weeks

.

How long can you be overseas before I lose my pension?

If you receive an overseas pension and you are going to travel through one or more countries for more than

26 weeks

, any overseas pension you receive will generally not be taken into account.

How long can Australian citizens live overseas?

All citizens of Australia traveling overseas will be allowed to do so for an

indefinite period of time

. However, if they want to return to Australia, they need to produce the Resident Return Visa, which allows the citizen to return to the country.

What happens to my Australian pension if I move abroad?

If you are outside Australia for more than 6 weeks you will be paid at an “outside Australia rate”; your Pension Supplement will reduce to the basic rate and your Energy Supplement will cease. Note that the income and assets test will continue to apply, regardless of your place of residency.

Will Centrelink know if I leave the country?


Australia's immigration department will tell us when you leave

. They will also tell us when you return. To get your payment or concession card while outside Australia, you must continue to meet the qualification rules at all times.

What is the full aged pension in Australia?

Per fortnight Single Couple each Maximum basic rate $900.80 $679.00 Maximum Pension Supplement $72.70 $54.80 Energy Supplement $14.10 $10.60 Total

$987.60


$744.40

How foreign pensions can affect the age pension?

Foreign received by a person paid an autonomous age pension, are normally assessed under the ordinary income test – i.e. they

reduce pension by 50 cents for every $1 of comparable foreign pension received, over the income free limit

.

Can I get my Australian pension in New Zealand?

If you live in Australia or New Zealand,

you can lodge a claim for the Australian Age Pension, Disability Support Pension or Carer Payment in either country

. the total period of time you have lived in Australia and/or your periods of Working Age Residence2 in New Zealand add up to more than 10 years.

Can I get my super if I move overseas?


Yes. Your super fund doesn't take a holiday or move overseas when you do

, so account fees and charges still apply. That means that while you're globetrotting, your account is slowly burning through its own funds to pay the fees off.

How long can an Australian permanent resident stay out of Australia?

Normally, permanent residents can use their permanent resident visa to travel abroad and return to Australia for

up to five years

from the date the visa was granted. After five years, permanent resident must obtain a Five Year Resident Return visa in order to re-enter the country.

Can I use Australian Medicare overseas?


You'll need to prove you're from Australia and eligible for Medicare when you're in another country

. To be covered under a Reciprocal Health Care Agreement (RHCA) with Australia, you'll need to meet the agreement conditions.

Which countries can Australian citizens live in?

  • Albania – 90 days.
  • Andorra – 90 days.
  • Antigua and Barbuda – 1 month.
  • Argentina – 90 days.
  • Armenia – 180 days.
  • Austria – 90 days.
  • Bahamas – 3 months.
  • Barbados – 6 months.
Rachel Ostrander
Author
Rachel Ostrander
Rachel is a career coach and HR consultant with over 5 years of experience working with job seekers and employers. She holds a degree in human resources management and has worked with leading companies such as Google and Amazon. Rachel is passionate about helping people find fulfilling careers and providing practical advice for navigating the job market.