Where Can I Use My European Health Insurance Card?

by | Last updated on January 24, 2024

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You can use your European Health Card in

any European Union or European Economic Area (EEA) country and in Switzerland

. Currently, the EEA comprises of the 27 member states of the European Union together with Iceland, Norway and Liechtenstein.

What does EHIC cover in UK?

An EHIC or GHIC covers

state healthcare

, not private treatment. With an EHIC or GHIC you can get emergency or necessary medical care for the same cost as a resident in the country you're visiting. This means that you can get healthcare at a reduced cost or for free.

Does my EHIC card cover me in Spain?

With an EHIC or GHIC

you can get medically necessary treatment in Spain on the same basis as a Spanish citizen

. This means that you'll get healthcare services for free or at a reduced cost.

Which countries are covered by European travel insurance?

  • Andorra.
  • Iceland.
  • Liechtenstein.
  • Monaco.
  • Norway.
  • San Marino.
  • Switzerland.
  • Turkey.

Can I use my EHIC card in Spain after Brexit?


UK state pensioners who have moved to Spain before the end of 2020 will be able to use the EHIC beyond 2020, after Brexit fully comes into effect

. However, if you are included in thi category, you must apply for a new EHIC as your current one won't be valid.

Do European health cards still work?

As part of the deal announced on 24 December 2020,

the UK and the EU agreed that the cards can still be used until their expiry dates

. After that, the government will issue a new Global Heath Insurance Card (GHIC) which will replace the EHIC for the majority of UK citizens.

Can EU citizens use NHS for free?


EU citizens, regardless of their immigration status, will be entitled to register with a GP and receive NHS primary care services free of charge

. See Box 3: Entitlement and access to NHS primary care for more details. continuity to be described as settled'.

Do I need travel insurance if I have EHIC?

If I have an EHIC, do I need travel insurance?

Yes, you need both

. Travel insurance will cover other medical related costs that the EHIC will not, such as: 1) Cost of special assistance to get home, for example a medical escort, extra seats, stretcher or air ambulance.

Can EU citizen use NHS?

If you were living in an EU country, Norway, Iceland, Liechtenstein or Switzerland on or before 31 December 2020 and the UK government pays for your healthcare through S1 arrangements,

you'll be able to use NHS services in England without charge when visiting the UK

.

Do you have to pay to see a doctor in Spain?

Cost of doctors in Spain

Being registered with the national health system means that

a visit to the doctors in Spain is free

, as are non-elective treatments. Without state or private cover, the costs of visiting the doctors are on average: Initial consultation: €40.

Is healthcare free in Spain for tourists?

If you are a national of one of the EU countries on a short trip in Spain, you will be able to use your European Health Insurance Card (EHIC) when accessing state medical care in Spain.

You will be able to access medical care for free, or at a very low price

.

Can an Irish citizen living in the UK get an EHIC card?


Irish citizens who were born in the UK, including people of Northern Ireland who are Irish citizens, will not usually be eligible for a new UK-issued EHIC

. As a UK resident they should apply for a GHIC.

Is UK covered in Europe travel insurance?


Even though the UK is not part of the European Union, it is still participating in the European Health Insurance Card scheme – known as EHIC

.

Do you need travel insurance to go Spain?


Your trip to Spain doesn't require travel insurance

, but it'll give you peace of mind that you're covered whatever activities are on your agenda. Your policy should cover travel to Europe, your planned activities, plus unexpected or expensive situations, for example: If you seek medical care or emergency treatment.

What does Europe 1 mean on travel insurance?

If you select Europe 1

you will generally be covered for travel to most European countries with the exception of those found in Europe

2 so if you want to travel to any of those countries you will definitely want Europe 2.

Can EU citizens use NHS after Brexit?

If you are a citizen of an EU country, Norway, Iceland, Liechtenstein or Switzerland, and were living lawfully in the UK on or before 31 December 2020, you will be able to use the NHS in England.

What is the difference between EHIC and GHIC?

What's the difference between an EHIC and GHIC?

The EHIC covers the 27 countries in the EU, plus Norway, Iceland, Liechtenstein and Switzerland. However, the GHIC just covers the 27 EU countries

. If you still have a valid EHIC, since 1 January 2021 it has stopped covering Norway, Iceland, Liechtenstein and Switzerland.

Is the European health card still valid after Brexit?

Is my EHIC still valid after Brexit?

Yes, you can still use a UK-issued EHIC after Brexit

. So if you already have an EHIC and you're going on a temporary visit to an EU country – perhaps for a holiday, to study or for work – you can use it to access state healthcare until it expires.

Does EHIC card cover dental treatment?

With the European Health Insurance Card (EHIC),

you pay the same amount for medical and dental care as those who live in the country

. This is why you pay the patient fee yourself.

Does EHIC replace travel insurance?

In saying that, and as we will see below, an EHIC is limited in scope and

no substitute for travel insurance

.

Does your EHIC provide full coverage for medical expenses?


With your EHIC you can get healthcare – and claim reimbursement for the costs you incur – on the same terms as nationals of the country you are in

. If the treatment you need is free for local residents, you won't have to pay.

Ahmed Ali
Author
Ahmed Ali
Ahmed Ali is a financial analyst with over 15 years of experience in the finance industry. He has worked for major banks and investment firms, and has a wealth of knowledge on investing, real estate, and tax planning. Ahmed is also an advocate for financial literacy and education.