We’ll review the car repair estimate with you
. If you decided to repair, we’ll work with your shop of choice and help manage the repair process. If you decide you would rather receive payment, it will be sent to you minus any deductible.
What should a repair estimate consist of?
Every auto repair estimate should detail some very important information: A description of the specific work to be done on the vehicle. All of the costs involved, both parts and labor. A statement that the quoted amount will not be exceeded by a specified dollar amount or percentage without prior approval.
How long does Progressive take to do an estimate?
Once you’ve uploaded your photos and video and sent them to us, we’ll review them and assess the damage to your vehicle. We’ll complete your estimate
within a few days
and send you a copy via email.
Does Progressive pay for pain and suffering?
If a doctor determines you have a permanent injury because of the collision, then your case is also worth your past and present non-economic damages (pain and suffering)
. Progressive uses a computer program that undervalues almost every case.
Does Progressive raise rates after 6 months?
Yes, Progressive does raise rates after 6 months in some cases
. If you’re a new Progressive customer, you’ll see your auto insurance premium go up after your first 6-month policy period if you file a claim or traffic violations get added to your driving record during that time.
How long can a mechanic legally keep your car to fix?
How long can a mechanic keep my car?
There is no legal limit
to how long a mechanic can keep your car. If you are unsatisfied with your service, you can always take your business elsewhere and try to find another mechanic.
Do I have to pay deductible if I was not at fault Progressive?
Do I pay a car insurance deductible if I’m not at fault? If the other driver is officially deemed at fault, their insurance company can pay for your repairs if you file them, and
you won’t have to pay your deductible
.
What bank does Progressive Insurance use?
By implementing Visa Direct into its service offerings,
Commerce Bank
and Progressive are now able to provide real-time claims payouts to their customers, making the days of waiting to receive checks in the mail a thing of the past.” – Gaurav Gollerkeri, head of Visa Direct, North America.
What should a technician look for during a visual inspection?
The Courtesy Inspection is a “visual” inspection and takes a few minutes to perform. The technician will look for obvious problems such as
tires that look low in air, leaks, frayed wiper blades, corroded battery terminals, a dirty air filter and a few more items
.
What does the Bureau of Automotive Repair do?
The Bureau of Automotive Repair (BAR), part of the Department of Consumer Affairs (DCA), serves Californians through
effective regulation of the automotive repair and Smog Check industry
.
When talking about the 3 C’s the correction is?
Most of you are probably familiar with the three C’s on your repair orders —
Condition, Cause and Correction
— which are a necessity to complete a repair order correctly, as well as a warranty claim submission.
Who gets the insurance check when a car is totaled?
If you’re financing a car that’s been totaled,
your insurance company will likely make the claim check payable to both you and your lender
, which means you’ll have to come to an agreement with your lender on how to release that money, the Insurance Information Institute (III) says.
Is Progressive Photo estimate accurate?
Are Car Insurance Photo Estimates Accurate?
Not always
. There are instances where photo estimates result in an accurate amount being paid out by the insurance company. But more often, one will find examples of underpaid auto body insurance claims as a result of the photo estimate system.
How do I know if I have accident forgiveness Progressive?
Log in to your policy or call us at 1-866-731-8075
to see if accident forgiveness is available and included in your policy.
What should you not say to an auto insurance adjuster?
- “Sorry” or “It was my fault” …
- “I’m OK” or “I’m Fine” …
- “They Came out of Nowhere” …
- “I Think…” …
- “Sure, You Can Record a Statement” …
- “I’m thinking about seeing a doctor…”
Does Progressive cover at fault?
Coverages we offer at Progressive
What it covers
If you’re at fault in an accident
, liability coverage pays for damages or injuries you cause to others, plus lawsuit costs if you’re sued, up to your policy’s limits.
Does Progressive raise rates after accident?
At Progressive,
an at-fault accident can increase your rate by an average of 28% countrywide
. But we offer accident forgiveness as soon as you become a customer, so you may not see an increase at all for certain incidents out of your control (like a cracked windshield, hail damage, etc.)
Why did my car insurance go up $100?
Auto accidents and traffic violations
are common explanations for an insurance rate increasing, but there are other reasons why car insurance premiums go up including an address change, new vehicle, and claims in your zip code.
Will my Progressive car insurance go down when I turn 25?
Usually, yes
. At Progressive, rates drop by 9% on average at age 25. But there are other cost factors impacting your car insurance, such as your claims history. So if you’re in an accident right before you turn 25, your rate may not drop.
- Shop around. …
- Before you buy a car, compare insurance costs. …
- Ask for higher deductibles. …
- Reduce coverage on older cars. …
- Buy your homeowners and auto coverage from the same insurer. …
- Maintain a good credit record. …
- Take advantage of low mileage discounts.
Can a garage hold your car?
Can a garage keep your car?
A garage that has repaired your car has what is known as a ‘lien’. This is the right to keep the car until they’ve been paid for all work done
. If you take your car away without authorisation you risk both civil proceedings and criminal prosecution.
What takes the longest to fix on a car?
Replacing an Engine
People who have experienced the agony of replacing an engine, whether it’s your average Joe or a certified auto technician, will say this is the greatest challenge in any car.
Do I have to pay a garage if they don’t fix my car?
If you told the garage to do whatever needs to be done to fix the car, then you gave them the right to decide what work to do.
You’ll have to pay if the work was necessary and the price is reasonable
.
Is it better to have a $500 deductible or $1000?
A $1,000 deductible is better than a $500 deductible if you can afford the increased out-of-pocket cost in the event of an accident
, because a higher deductible means you’ll pay lower premiums. Choosing an insurance deductible depends on the size of your emergency fund and how much you can afford for monthly premiums.
What does a 500 dollar deductible mean for car insurance?
But what is a deductible? A car insurance deductible is
the amount of money you have to pay toward repairs before your insurance covers the rest
.. For example, if you’re in an accident that causes $3,000 worth of damage to your car and your deductible is $500, you will only have to pay $500 toward the repair.
What is $1000 deductible?
If you have a $1,000 deductible on any type of insurance, that means
you must spend at least that amount out-of-pocket before your insurance company begins to pick up some of the tab
. Practically all types of insurance contain deductibles, although amounts vary.
