How Does Getting Married Affect Disability Benefits?

by | Last updated on January 24, 2024

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If you are receiving Social Security benefits under your own work record (meaning you are the disabled worker), then

getting married will not affect your benefit payments

. This is the case no matter whether your future spouse works, receives , or has no income.

Will I lose disability if I get married?

To receive SSDI, you have to fit the Social Security Administration's (SSA's) definition of disability, but you can be unmarried or married.

Getting married won't ever effect SSDI benefits

that you collect based on your own disability and your own earnings record.

Would getting married affect my benefits?


itself doesn't affect your eligibility

for SSI benefits, but if your new husband or wife has income, Social Security will deem some of his or her income to you, which might reduce or end your benefits.

How does getting married affect Social Security benefits?


Marriage has no impact on your Social Security retirement benefit

, which is based on your work record and earnings history. You and your spouse, assuming he or she also qualifies for retirement benefits, each collect your own separate benefits, and the amounts do not limit or otherwise affect each other.

Do I need to notify Social Security when I get married?


You are not legally required to get a new Social

Security card when you get married unless you change your name. If you decide to adopt your spouse's last name or hyphenate your name, the Social Security Administration (SSA) says you must notify them so you can obtain a corrected card with your new name.

Will I lose Medicaid if I get married?

The

Medicaid marriage penalty

is when a Medicaid recipient loses his / her benefits as a result of getting married. … Unfortunately, a marriage can push a beneficiary over the Medicaid set limits and result in Medicaid disqualification of the newly married spouse.

Is it better financially to be single or married?

According to a TD Ameritrade study,

singles both make less money than their married peers

(on average, $8,000 dollars a year) and pay more on a wide array of costs—from housing, to health care, to cell phone plans. The richest way to live is as a DINC (double income, no children) married couple.

Does your Social Security change when you get married?


Generally, your benefits end if you remarry

. Benefits end if you marry. For more information, call us at 1-800-772-1213 (TTY 1-800-325-0778), 8:00 am – 7:00 pm, Monday through Friday; or contact your local Social Security office.

Will I lose my Medicare benefits if I get married?

The good news about marriage and Medicare is that

your coverage won't change

. Neither will your spouse's.

How long do you have to report marriage to Social Security?

You must report any changes that may affect your benefits immediately, and

no later than 10 days after the end of the month in

which the change occurred.

Is there a time limit to change your name after marriage?

FAQ. How long do you have to change your name after getting married?

You have as long as you want to change your name after getting married

. While many states prefer that you notify them that you've changed your name within 30 days after your wedding, you'll still be allowed to change your name even if you wait.

How long do you have to change your name after getting married?

FAQ. How long do you have to change your name after getting married?

You have as long as you want to change your

name after getting married. While many states prefer that you notify them that you've changed your name within 30 days after your wedding, you'll still be allowed to change your name even if you wait.

Is there a deadline for name change after marriage?

Is there a deadline for name change after marriage?

No. Your marriage certificate doesn't expire

. As long as you remain married and have your marriage certificate you will be able to go through the marriage name change process.

How much SSI will I lose if I get married?

SSI is calculated at a “single rate” or “couple rate.” When both partners in a marriage receive SSI, there is a monthly maximum for their combined benefit payments. In other words, you and your spouse cannot receive more than a certain amount in SSI each month. For 2021, the SSI limit for couples

is $1,194 per month

.

What are the income limits for Medicaid 2020?

Your household income must not exceed more than 138 percent of the federal poverty level (FPL) based on your household size. For example, if you live alone, your income cannot be more than $16,395 a year. If you live with a spouse or another adult, your combined income cannot be

more than $22,108 a year

.

Can one spouse be on Medicaid and the other not?

The guidelines specify the community spouse's ability to keep some income and assets, while still allowing the applicant the option to obtain Medicaid benefits. As a general rule, the husband or wife who

isn't applying for Medicaid benefits may keep up to half of both spouses' joint liquid assets

.

Maria LaPaige
Author
Maria LaPaige
Maria is a parenting expert and mother of three. She has written several books on parenting and child development, and has been featured in various parenting magazines. Maria's practical approach to family life has helped many parents navigate the ups and downs of raising children.