A:
You may remove family members from your plan at any time
. Generally, this happens when they obtain coverage from another source. Call the number on the back of your ID card to remove dependents from your plan.
Can you drop someone off health insurance at any time?
You can cancel your individual health insurance plan without a qualifying life event at any time
. … On the other hand, you cannot cancel an employer-sponsored health policy at any time. If you wanted to cancel an employer plan outside of the company's open enrollment, it would require a qualifying life event.
Can I drop my spouse from my health insurance at any time?
You can't drop a spouse or ex-spouse from your health insurance plan
until the next open enrollment period — unless you have a qualifying event
. That goes for both employer-sponsored health insurance and Affordable Care Act marketplace plans.
Can you drop a dependent outside of open enrollment?
Can an employer force you to keep a dependent on your health insurance until open enrollment?
Yes
, an employer can require you to not change your health insurance coverage unless it's during the open enrollment period. That includes adding and removing dependents to your health plan.
What is a qualifying event to remove dependent from insurance?
Marriage or divorce
.
Birth or adoption of a child
.
Dependent no longer eligible
(due to age, full independence, or marriage) Death of spouse or other dependent. Spouse's employment begins or ends.
Can I remove my husband from my insurance?
Because it's illegal to drive without car insurance, you cannot remove your spouse from your joint car insurance policy without their signed consent. This may be frustrating, but it can save you from any legal conflicts.
How long can an ex spouse stay on health insurance?
That said, the Consolidated Omnibus Budget Reconciliation Act (COBRA) requires employers to keep providing health insurance for an employee's ex-spouse for
up to 36 months after a divorce
.
Can I add my girlfriend to my health insurance?
Since there is no legal financial obligation between yourself and your girlfriend,
she cannot be added to most health insurance policies
. … Even if the law does not recognize common law marriage, you may be able to add your girlfriend as a domestic partner if your health insurer allows.
Is a spouse getting a new job a qualifying event?
A change in your spouse's employment is considered
a life or career event
and gives you the opportunity to make change to the benefits shown below.
Do I have to cover my spouse on my health insurance?
There is no law requiring
that employees add their families (including spouses) to employer-provided health insurance. … But legally, that is not required: there is no law requiring that spouses (or, for that matter, children) be covered under someone's health insurance.
Is losing coverage a qualifying event?
Losing your health care coverage can be stressful. Fortunately, according to Covered California, as long as the loss wasn't voluntary,
your coverage loss is considered a qualifying life event
. After you lose coverage, you have 60 days to enroll in a new health insurance plan.
Can I cover my ex wife on my health insurance?
If you're in a state that view separation as divorce, you may lose health insurance coverage through your spouse as if you were divorced. However, in
all states an employer will probably not allow you coverage under your ex-spouse's health insurance after divorce
.
What does it mean when you are legally separated?
A legal separation is
a court-ordered agreement in which a married couple lives separate lives, usually by living apart
. The separation court order may specify financial obligations, child custody and visitation agreements, and child support.
