AIG’s travel insurance program, called Travel Guard
, provides a number of coverage options to offer peace of mind on your trips. Travel insurance helps you get some money back if anything goes wrong on your trip.
How long does it take to get a refund from Travel Guard?
Due to unprecedented volume, please allow
three business days
for confirmation. Please select Refund if your policy was purchased within the last 15 days. Please select Vouchers if your policy was purchased over 15 days ago.
How do I get my money back from Travel Guard?
- Write an email requesting a premium refund for the travel insurance provided by Travel Guard.
- Include your policy number, name, address, and phone number, as well as the policy’s effective date.
- Send your email to
[email protected]
Is IMG global good?
Is IMG a good travel insurance company? Yes. IMG is an established company backed by highly rated companies.
The company is accredited by the Better Business Bureau with an A- rating
.
What does a travel insurance cover?
Most travel insurance plans cover
medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage
.
What is not covered in travel insurance?
Baggage delay, damage, and loss
policies don’t cover everything in your bags. Common travel insurance exclusions include glasses, hearing aids, dental bridges, tickets, passports, keys, cash, and cell phones.
Does Travel Guard cover sickness?
Several Travel Guard plans cover you if you must cancel due to: Illness, injury or death
. You are covered in case you, your traveling companion, or your family member gets sick or has an injury or a death occurs.
What is Travel Guard Plus?
Travel Guard Plus is
a factor-based priced plan that covers for carrier financial default, even trip cancellation due to job loss and other covered work reasons
. If you purchase within 21 days of initial trip deposit, this plan provides a waiver for pre-existing medical conditions.
How does travel insurance work for trip cancellation?
What is Trip Cancellation Insurance? If you’re unable to take a trip due to an unforeseeable event,
a trip cancellation policy will reimburse you for your prepaid, forfeited and non-refundable costs
. Depending on the plan, your policy will help cover costs up to the time and date of your departure.
Does travel insurance cover you for cancellation?
Cancellation cover as part of your travel insurance lets you claim for the cost of your holiday – up to a certain specified amount – if you have to cancel your plans for certain reasons
. These can vary between insurers, as can the maximum cover limit, so it’s always good to compare policies before you buy.
Can you cancel a Travel Guard policy?
Yes, you can
. All travel insurance plans come with a free review period, which is a number of days you can use to review the policy, understand the coverages, and determine whether the plan will meet your needs.
What is trip interruption reimbursement?
What is Trip Interruption? Trip Interruption provides reimbursement for prepaid and non-refundable trip payments if a portion of a trip is missed, or the traveler must return home early due to unforeseen circumstances, including illness, injury, or death.
Can I claim on my travel insurance if I missed my flight?
There is no clear cut yes or no answer for missed flights being covered by travel insurance, but in a nutshell,
you would be covered if you missed your flight for an insured reason
. However, if you miss a connecting flight because of travel delays caused by the airline, then you wouldn’t be covered.
Does AIG cover trip cancellation?
Does AIG Travel Guard cover trip cancellation?
Yes, AIG Travel Guard will cover trip cancellations but only for covered reasons listed in the policy
.
Is IMG an insurance company?
IMG is a Philippine-based global company
whose Mission is to promote Financial Literacy among Filipino families.
Is GeoBlue legit?
Yes. GeoBlue, a licensee of Blue Cross Blue Shield, is an established travel medical insurance company that has been offering international health insurance since 1997
. The company received a high financial rating from insurance rating company A.M. Best and an A+ rating from the Better Business Bureau.
Is Allianz Global Assistance legit?
Allianz Global Assistance is a good company
. Allianz builds travel insurance policies that are available through Allianz’s own site that is expensive, but with reasonable levels of cover. It also builds travel insurance policies that are only available through third parties.
Why is travel insurance so important?
If you’re going overseas, travel insurance is as important as a passport.
Without it, you or your family could suffer financially if things go wrong
. No matter who you are, where you’re going and what you’re doing, get insurance. Some international travel insurance policy providers may cover COVID-19-related claims.
Is it mandatory to have travel insurance?
Is travel insurance a legal requirement?
No, you’re not legally required to have travel insurance
. Some tour operators will insist you have a policy in place before they confirm your travel, especially to countries like the USA where there’s no public health service.
Is travel insurance a one time payment?
Is payment for travel insurance one time or monthly?
The premiums shown are not monthly, but based on the number of coverage days chosen
. Along with the number of days chosen, the premiums are also based on the age of the person, the policy maximum and selected deductible.
Do travel insurance check medical records?
When you buy a travel insurance policy,
it’s normal procedure for your insurance provider to ask you for medical information
. The information supplied by you will be used by underwriters to work out the level of risk.
Does travel insurance cover lost or stolen items?
Travel insurance covers theft
by reimbursing a traveler for the direct loss of items in their possession during their trip. Travel insurance covers a traveler for theft that occurs in the airport (including checked luggage), in the hotel, and while the traveler is in transit, i.e., in a taxi, on a bus, etc.
Does travel insurance cover injuries?
The Purpose of Travel Insurance
If the traveler or a close relative gets sick or sustains an injury before the insured is scheduled to leave, they are typically reimbursed
. The same goes for mandatory evacuations because of weather, natural disasters, or terrorism at the planned destination.
What is a covered reason?
What Is A Covered Reason? Covered reasons are
certain situations and events that, when they occur, mean you may be eligible to make a claim
.
What is considered trip interruption?
A trip interruption occurs
when a traveler must unexpectedly cut short his or her trip and return home
. Additionally, interruption can cause you to stay at your destination longer than originally planned (not always a bad thing, right?)
What is cancellation of insurance policy?
Cancellation, in the context of insurance, is
the termination of the insurance policy either by the insurer or the insured before the end of the period of coverage
. A policyholder has a right to cancel their policy, although they are subject to limitations presented by the laws of his state.
