What is Supplemental Insurance?
Supplemental insurance is additional coverage that you can use to help with the out-of-pocket expenses that may not be covered by your major medical insurance
. Have you ever had expenses not covered by your major medical plan? That's where Aflac comes in.
What will Aflac pay for?
There are many additional costs on top of treating the injury that may not be covered under your primary medical coverage. Aflac can help pay for
ambulance trips, physical therapy, CT Scans, MRIs, confinement, blood transfusions, and medical appliances
.
Does Aflac cover past medical bills?
If you own an Aflac policy, your cash benefits can be used to help pay your deductible and any leftover medical bills
, the mortgage or rent, utilities or other expenses you may have. They're your benefits, so you can use them your way.
What illnesses does AFLAC cover?
Critical Illnesses are: Heart Attack due to coronary artery disease or acute coronary syndrome; ischemic Stroke due to advanced arteriosclerosis or arteriosclerosis of the arteries of the neck or brain; hemorrhagic Stroke due to uncontrolled high blood pressure, malignant hypertension, brain aneurysm, or arteriovenous …
How much does AFLAC pay for hospital stay?
HOSPITAL SHORT-STAY BENEFIT: Aflac will pay
$100
when a Covered Person receives treatment for a covered Sickness or Injury in a Hospital, including an observation room, or an Ambulatory Surgical Center, for a period of less than 23 hours and a charge is incurred for such treatment.
Is working for AFLAC worth it?
Aflac is an excellent company to align with if you consider helping companies and individuals enhance their benefits package
. I not only believe in the products, but I believe in the freedom to become your own boss and write your own checks. If you are a go-getter then you can thrive in this industry.
Does AFLAC cover job loss?
Disability insurance plays an integral and important role in your financial planning. Aflac provides benefits for both total and partial disability.
Even if you're able to work, partial disability benefits may be available to help compensate for lost income
.
Can you get AFLAC If you are retired?
Can I continue my AFLAC, American Fidelity and/or Western insurance coverage after I retire?
Yes, but you will need to contact the applicable company directly to make arrangements for payment
: American Fidelity 775-829-1313.
How long does it take for Aflac to pay you?
Aflac Insurance Claims
If you need to make a claim, you need to know how long Aflac takes to pay out claims. All claims are processed
within five working days
, although the website claims this can be done as soon as 24 hours.
How long do you have to wait to use Aflac?
The Plan contains a
30-day
Waiting Period. This means no benefits are payable for any Insured who has been diagnosed before their coverage has been in force 30 days from the Effective Date.
Does Aflac pay for blood work?
B. LABORATORY TEST AND X-RAY BENEFIT:
Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray
. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician's office, an Urgent Care Center, or an Ambulatory Surgical Center.
Is Aflac short term disability?
If you find yourself unable to work,
Aflac short-term disability insurance will provide cash to help ease the financial stress of a covered illness or injury
. Ask your employer about Aflac Short-Term Disability insurance. This product is available through worksite payroll deduction only.
What does Aflac consider a pre-existing condition?
PRE-EXISTING CONDITION LIMITATIONS: A “Pre-existing Condition” is an illness, disease, infection, disorder, or injury for which, within the 12-month period before the Effective Date of coverage, medical advice, consultation, or treatment was recommended by or received from a legally qualified Physician, or for which …
Does Aflac pay for stress?
$150
Aflac will pay $150 per calendar year when a covered person requires one of the following exams and a charge is incurred
: CT scan, MRI (magnetic resonance imaging), EEG (electroencephalogram), thallium stress test, myelogram, angiogram, or arteriogram.
Does Aflac cover arthritis?
What most of us don't realize is that in addition to accidental injuries, conditions such as arthritis, heart disease, diabetes, and even pregnancy are some of the leading causes of disability that can keep you out of work and affect your income. That's where
Aflac group disability insurance can help
.
Does Aflac cover laparoscopic surgery?
$100 per day Aflac will pay $100 per day when a covered person requires one of the following exams, with or without biopsy, and a charge is incurred: arthroscopy, bronchoscopy, colonoscopy, cystoscopy, gastroscopy, laparoscopy, laryngoscopy, sigmoidoscopy, or esophagoscopy.
How much does Aflac pay for an MRI?
Major Diagnostic Exams Aflac will pay
$200
if a covered person requires one of the following exams for injuries sustained in a covered accident: CT (computerized tomography) scan, MRI (magnetic resonance imaging), or EEG (electroencephalogram).
Does Aflac pay for anesthesia?
SURGERY/ANESTHESIA BENEFIT: Aflac will pay according to the benefits in the Schedule of Operations in the policy when a Covered Person has a surgical procedure performed for the direct treatment of a covered Internal Cancer or Associated Cancerous Condition and a charge is incurred for such surgical procedure.
What does a benefits advisor for Aflac do?
4 answers. The Benefits Agent's job is to
sell supplemental insurance options to local businesses in the area
. This involves contacting them over the phone or meeting with them in person. The pay is entirely commission-based, with no base salary.
What should I wear to my Aflac interview?
Arrive Early and Dress to Impress
Applicants should demonstrate promptness by arriving 10 or 15 minutes before the scheduled interview time. Aflac associates must operate with a high level of professionalism at all times, and candidates should align with such principles by wearing
business-formal attire
.
What does an Aflac enrollment specialist do?
The Aflac Enrollment Specialist works directly with business owners to
deliver voluntary healthcare and other benefits for their employees
. It's a key role from a well known brand that helps owners ensure their employees can receive direct cash benefits should covered medical events occur.
Does Aflac cover depression?
Mental Illnesses and Emotional Disorders includes but are not limited to the following: bipolar affective disorder (manic-depressive syndrome), delusional (paranoid) disorders, psychotic disorders, somatoform disorders (psychosomatic illness), eating disorders, schizophrenia, anxiety disorders, depression, stress, post …
What does Aflac stand for?
American Family Life Assurance Company of Columbus
adopted the acronym “Aflac.”
