You can claim spousal benefits as early as age 62 , but you won't receive as much as if you wait until your own full retirement age. For example, if your full retirement age is 67 and you choose to claim spousal benefits at 62, you'd receive a benefit that's equal to 32.5% of your spouse's full benefit amount.
How do I apply for spousal benefits?
Form SSA-2 | Information You Need to Apply for Spouse's or Divorced Spouse's Benefits. You can apply: Online, if you are within 3 months of age 62 or older, or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.
Can a wife draw husband's disability?
Yes. If you are collecting Social Security Disability Insurance (SSDI), your spouse can draw a benefit on that basis if you have been married for at least one continuous year and he or she is either age 62 or older or any age and caring for a child of yours who is younger than 16 or disabled.
How do I collect my ex husband's Social Security?
To be eligible, you must have been married to your ex-spouse for 10 years or more . If you have since remarried, you can't collect benefits on your former spouse's record unless your later marriage ended by annulment, divorce, or death.
Can my wife get Social Security if I am disabled?
Family members who may collect benefits include a surviving spouse who is: Age 60 or older. Age 50 or older and disabled . Any age, if your surviving spouse is caring for your child who is younger than age 16, or who is disabled and receiving Social Security benefits on your record.
When can I collect my husband's Social Security?
The earliest a widow or widower can start receiving Social Security survivors benefits based on age will remain at age 60. Widows or widowers benefits based on age can start any time between age 60 and full retirement age as a survivor .
How much does a wife get of her husband's Social Security?
Depending on your age upon claiming, spousal benefits can range from 32.5 percent to 50 percent of your husband's or wife's primary insurance amount — the retirement benefit to which he or she is entitled at full retirement age, or FRA.
What is the best Social Security strategy for married couples?
- Have the higher earner claim Social Security early. ...
- Have the lower earner claim Social Security early. ...
- Delay Social Security jointly and live on savings or other income sources. ...
- Work together to come up with a plan.
What happens if you get married on SSI?
If you and your spouse both get SSI, your benefit amount will change from an individual rate to a couple's rate .
Can you claim someone on SSI as a dependent?
Can You Claim Someone on SSI? The simple answer: yes. Generally speaking, if your SSI-collecting dependent meets all other regulations required, you can legally claim them . That said, you must account for these benefits when considering their living expenses.
When a husband dies does the ex wife get his Social Security?
number 5 below). wives and widows. That means most divorced women collect their own Social Security while the ex is alive , but can apply for higher widow's rates when he dies. benefit on your record if you die before he does.
Can an ex wife and current wife collect husband's Social Security?
Am I Entitled To My Ex-Spouse's Social Security? Yes. You are eligible to collect spousal benefits on a living former wife's or husband's earnings record as long as: The marriage lasted at least 10 years .
Can you collect 1/2 of spouse's Social Security and then your full amount?
Your full spouse's benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age . If you choose to begin receiving spouse's benefits before you reach full retirement age, your benefit amount will be permanently reduced.
