Can I Get A Gas Credit Card With Bad Credit?

by | Last updated on January 24, 2024

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Can I get a gas credit card with bad credit?

  • Discover it® Secured Credit Card: $0 annual fee. …
  • Credit One Bank® Platinum Visa® for Rebuilding Credit: Annual fee of $75 intro 1st yr, $99 after. …
  • Walmart® Store Card: $0 annual fee. …
  • Shell Gas Card: $0 annual fee. …
  • Chevron and Texaco Gas Card: $0 annual fee.

What credit score is needed for a gas card?

What credit score is needed for a gas card? You'll need a

640 credit score or higher

for most gas cards. That's fair credit or better. At this credit level, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card.

How hard is it to get approved for a gas card?

The best gas that let you earn rewards are typically geared to consumers with good or excellent credit, while

consumers with only fair credit (580 to 669) or poor credit (579 or below) may only be able to qualify for rewards credit cards for bad credit or a store brand gas card

.

Does a gas card help build credit?


Gas cards can help build your credit score

. Retail cards, like gas cards, typically approve consumers with lower credit scores and report to the credit bureaus so that cardholders who pay as agreed can build a positive credit history.

How do I get an instant gas card?

If you are looking for an instant gas card, you should either consider

gas station credit cards from a particular brand or prepaid gas credit cards

. Gas station credit cards can be usually purchased inside a gas station or online and function only at that particular brand gas stations.

What credit score do you need for a Exxon card?

You can apply for the ExxonMobil Gas Card online, through the dedicated application web page, or through the Exxon Mobil Rewards+ app for iOS and Android. You need to have fair credit or better (a credit score of

640+)

for good odds of approval for the ExxonMobil Gas Card.

What credit score do you need for a Chevron gas card?

WalletHub, Financial Company

The Chevron gas card requires “Fair” credit for approval, which generally means a score of

at least 620

.

What credit bureau does Shell gas card use?

The Shell Gas Card may use all three major credit bureaus (

TransUnion, Experian and Equifax

) for approval. That's why this card is good for people with fair credit. They can easily build their credit, without having too much responsibility, since the Shell Gas Card can only be used at Shell gas stations.

Is Gas Buddy card a credit card?


The GasBuddyTM Mastercard® Credit Card

gives drivers a discount on gas at the pump wherever Mastercard is accepted. All GasBuddy credit cardholders can save up to 25¢ back per gallon on gas purchases at the pump as a statement credit

3

, and also earn rewards with every purchase.

Is it hard to get a Chevron gas card?

The Chevron gas card

requires “Fair” credit for approval

, which generally means a score of at least 620. However, a fair credit score won't always be sufficient. There are other variables that may play a role in the decision, such as your income and debt obligations.

Are gas cards worth it?

A general rewards card that offers cash back on gas is often a better deal—though could be harder to get, depending on your credit history—than an oil-company card. A general credit card will likely pay more rewards for non-gas purchases, but

if you drive a lot, a gas credit card might be worth it

.

Can anyone get a gas card?


People with good or excellent credit can pick from the best overall credit cards with gas rewards

, including cards that work anywhere Visa, Mastercard, American Express or Discover is accepted. People with lower credit scores may be limited to gas cards that work only at one chain of gas stations.

Does Shell have a gas credit card?

Key Takeaways.

Shell offers a Shell Fuel Rewards Card

, a credit card that can be used at participating Shell locations and can lower your fuel price at participating Shell locations.

What is gas approval?

Gasoline Approval System (GAS) is

an easy to use web-based purchase order system designed to track, manage, and control your monthly gasoline expenses

. Track each fuel purchase. For each PO, GAS records the stock or RO number for each entry making it easy to pull reports.

Can I purchase a gas card online?


You can purchase many regular gas cards online

, but other gas rewards cards are tied to promotions and you'll have to order them at a brick-and-mortar location or over the phone.

What credit bureau does Exxon pull from?

Yes, Exxon Mobil Smart Card reports your account activity to the following credit reporting agencies:

Equifax

.

Experian

.

Transunion

.

What gas stations have credit cards?

Credit cards for gas purchases only include the

Shell Gas Card, the Sunoco Gas Card, the CITGO Gas Card, the Chevron and Texaco Gas Card, and other gas station credit cards

. You'll only be able to use these cards at the gas station chain they're affiliated with, but you'll receive discounts on fuel in exchange.

Does Mobil have a credit card?

If you're a loyal Exxon Mobil customer, there's a gas card made especially for you:

The Exxon Mobil Smart Card issued through Citibank

. In this Exxon Mobil credit card review, we'll go over its major terms and conditions.

What bank issues Chevron credit card?

CHEVRON, the Chevron hallmark, TEXACO, the Star T logo, CALTEX and TECHRON are registered trademarks of Chevron Intellectual Property LLC. The Visa card is issued by

Synchrony Bank

pursuant to a license from Visa U.S.A. Inc.

What is the easiest fleet card to get?

While WEX offers over 70+ different fleet cards, the simplest is the

WEX FlexCard

*. With a $0.03 per gallon rebate and no annual fee or setup fee, this card is an appealing option.

Does Shell business gas card report to credit bureaus?


Yes, the Shell Small Business Credit Card does report to all three main business credit bureaus (Experian, Equifax and Dun & Bradstreet) on a monthly basis

.

Is a Shell card worth it?


The Shell Fuel Rewards Mastercard offers a one-time offer worth up to $35 if you fully maximize it

. The bonus is advertised as a 30 cents savings per gallon on Shell fuel purchases, but the card already offers a 10 cents savings per gallon on Shell fuel purchases. That makes the real benefit only 20 cents per gallon.

Can I use my GasBuddy card at Walmart?


All major fuel retailers accept the Pay with GasBuddy card with the exception of the following brands: Exxon Mobil, BJs, Costco, Sam's Club, H-E-B, Select Walmart stations

, Select Arco Stations.

How can I Pay for gas without a card?

To pay your bill in person,

search for a company branch office or authorized payment location near you

. Most Authorized Payment Locations accept cash, checks, money orders and cashier's checks as forms of payment. Walmart stores accept cash and PIN-based debit cards.

How can I get gas with my debit card with no money?

So, how to get gas with no money on debit card? You can get gas with no money on your debit card by

using a credit card instead

. You can also use a gift card or a prepaid debit card. Another way is to ask someone else to pay for your gas.

Does synchrony Bank have a gas card?


The Synchrony Car CareTM credit card is accepted at gas stations and auto parts and service businesses nationwide

. A complete list of participating retailers and gas locations can be found online here.

Does Chevron gas card report to credit bureaus?


The Chevron and Texaco Gas Card reports to the credit bureaus monthly, within days after the end of a cardholder's monthly billing period

. Chevron and Texaco Gas Card reports the card's credit limit, account balance, payment history, and more to all three major credit bureaus: Equifax, Experian, and TransUnion.

Is getting a Chevron card worth it?

What gas card is the best?

Credit Card Estimated gas station rewards earned each year Estimated rewards earned after five years PenFed Platinum Rewards Visa Signature® Card $111 $2167 Blue Cash Preferred® Card from American Express $67 $2437 PNC Cash Rewards® Visa® $89 $2012 Citi Premier® Card $67 $2125

Is Exxon smart card a credit card?

The Exxon Mobil Smart Card+ is

a proprietary label credit card

that can only be used at participating ExxonTM and MobilTM stations. It can be used for fuel or car washes purchased at the pump or though the Exxon Mobil Rewards+ app at most stations.

What fuel card is best?

What credit score do you need for a Chevron gas card?

WalletHub, Financial Company

The Chevron gas card requires “Fair” credit for approval, which generally means a score of

at least 620

.

What credit score do you need for a Valero credit card?

You need a fair credit score to apply for the Valero Credit Card, and that's

a score in the 650s – in range

with what most gas-only credit cards require.

Can I purchase a gas card online?


You can purchase many regular gas cards online

, but other gas rewards cards are tied to promotions and you'll have to order them at a brick-and-mortar location or over the phone.

What is fair credit?

FICO® considers a fair credit score to be

between 580 and 669

. VantageScore® says fair scores fall between 601 and 660.

Emily Lee
Author
Emily Lee
Emily Lee is a freelance writer and artist based in New York City. She’s an accomplished writer with a deep passion for the arts, and brings a unique perspective to the world of entertainment. Emily has written about art, entertainment, and pop culture.