Can I Join The Nalc Health Plan?

by | Last updated on January 24, 2024

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To enroll,

you must be or become a member of the National Association of Letter

. To become a member: If you are a Postal Service employee, you must be a dues-paying member of an NALC local branch.

What kind of insurance is NALC?

Since 1950, the NALC Health Benefit Plan (HBP) has provided letter carriers and their families with

first-rate health

. The NALC's health plan is a natural choice—as the only health plan owned and operated by letter carriers, it pays particular attention to their health needs.

How do I enroll in NALC Health Plan?

Instructions:

When enrolling by internet, intranet, or Employee Self-Service Kiosk, simply follow the instructions on the screen

. If you prefer to enroll or make changes by phone, call PostalEASE toll-free at 877-4PS-EASE (877-477-3273) and choose option 1. TTY users can call 866-260-7507.

Is NALC part of Cigna?


The NALC has partnered with Cigna

so members of the health pan have open access to a network of doctors of 2,943,436 PPO providers nation wide. You do not have Cigna insurance however this partnership with Cigna allows access to nearly 3 million providers.

Does NALC cover colonoscopy?


We now cover colorectal cancer screening for eligible adults age 45 to 85

, per USPSTF guidelines.

Does NALC cover vision?


The NALC Health Benefit Plan does not offer routine dental or vision coverage

. However, the Federal Employees Dental and Vision Insurance Program (FEDVIP) is separate from the FEHB program.

Is NALC a government plan?

The NALC Health Benefit Plan is

a Union-owned, Union-run of premium health benefits for active and retired Letter Carriers and employees of the federal government

.

What does NALC insurance stand for?


National Association of Letter Carriers Health Benefit Plan

.

What are the major types of consumer directed health plans?

The four types of consumer-driven health plans are

health savings accounts (HSAs), flexible spending accounts or arrangements (FSAs), health reimbursement arrangements or accounts (HRAs), and medical savings accounts (MSAs)

. Each of these types brings tax benefits along with them, the IRS says.

Is NALC a union?

The National Association of Letter Carriers (NALC) is

an American labor union

, representing non-rural letter carriers employed by the United States Postal Service. It was founded in 1889.

Does NALC cover shingles vaccine?


We now cover the Shingrix vaccine

for the prevention of herpes zoster (shingles).

Does NALC require prior authorization?


We require prior authorization (PA) for certain drugs to ensure safety, clinical appropriateness and cost effectiveness

.

What network does NALC use?

Outpatient Hospital Care

The NALC Health Benefit Plan offers our members a

nationwide PPO provider network

with greater discounts through our partnership with the Cigna HealthCare Shared Administration OAP Network.

How do I verify NALC insurance?

You can locate an OAP provider or hospital, or verify that your provider participates in the Cigna HealthCare OAP network by

calling 877-220-NALC (6252) or visiting our Cigna HealthCare OAP Online Provider Directory

.

Does NALC cover chiropractic?

Preventive Care Annual Routine Physical Exam (age 3 or older) Nothing 50% after deductible is met* Emergency Medical 20% after deductible is met 20% after deductible is met* Chiropractic Care

What is a high option?

High Option Plan–

a nationwide Fee-for-Service plan with a preferred provider organization (PPO)

. Our PPO network is Cigna HealthCare Shared Administration OAP Network and our prescription drug retail network and mail order pharmacy are through CVS Caremark®.

What is Cigna phone number?

(800) 997-1654

Does NALC use TASC Card?

Beginning January 1, 2021, you and your eligible family members age 18 and old- er can earn valuable health savings rewards by participating in several wellness incentive programs. Very soon,

each eligible member on your policy will receive a debit card from TASC

.

What is NALC timely filing limit?

Even though an employee has three years to claim a traumatic injury, all traumatic injuries should be reported on a Form CA-1 as soon as possible and definitely within

30 days

.

David Evans
Author
David Evans
David is a seasoned automotive enthusiast. He is a graduate of Mechanical Engineering and has a passion for all things related to cars and vehicles. With his extensive knowledge of cars and other vehicles, David is an authority in the industry.