Can New Green Card Holders Get Obamacare?

by | Last updated on January 24, 2024

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In order to get Medicaid and CHIP coverage, many qualified non-citizens (such as many LPRs or green card holders) have a 5-year waiting period. This means

they must wait 5 years after receiving “qualified” immigration status before they can get Medicaid and CHIP coverage

. There are exceptions.

How do I get health insurance if I am not a US citizen?


Immigrants can enroll in individual health plans during the open enrollment period (November 1 to January 15, in most states)

, just like any other lawfully present U.S. resident. Lawfully present immigrants – including those in the U.S. temporarily on work or student visas – are eligible for premium subsidies.

Can non US citizens get Obamacare?

If you are not a U.S. citizen, a U.S. national, or an alien lawfully present in the U.S.,

you are not eligible to buy a plan on the Marketplace

. However, you can shop for health insurance outside of the Marketplace in the non-group market.

Can someone with a visa get health insurance?


Most Immigrants Qualify for

Other humanitarian immigrants, including those granted temporary protected status. Non-immigrant status holders (including worker visas and student visas).

Can I add my immigrant spouse to my health insurance?


Family members who are not lawfully present, including undocumented immigrants, may apply for health insurance for citizen and lawfully present family members

. For example, an undocumented immigrant parent may apply for health insurance for a citizen child.

Can a green card holder get free health insurance?

Immigrants and green card holders can make the process of obtaining Covered California insurance easier by applying through the simple Health for California system.

Health for California is a free service

that makes getting the right coverage fast and easy.

Does Obamacare affect green card?


Getting health coverage from Covered California will not affect your immigration status

, even if you receive financial assistance. In addition, you do not have to be afraid of being labeled a “public charge” and it will not make it harder for you to become a U.S. citizen or a lawful permanent resident.

Can you get health insurance while waiting for green card?

Coverage for New and Pending Green Card Holders

If you're in the U.S. on a visitor's visa and your children or family has applied for a family-sponsored green card, you're considered a visitor until your green card is processed. During this waiting period,

you may be eligible for a visitors health insurance plan

.

Do illegal immigrants get health insurance in the United States?

Federal legislation

In 2010, President Barack Obama signed the Patient Protection and Affordable Care Act (ACA) into law. To match public opinion and boost popularity for the legislation, the ACA contains language that

explicitly excludes undocumented immigrants from being able to purchase health insurance coverage

.

How can undocumented immigrants get health insurance?

Undocumented immigrants aren't eligible to buy Marketplace health coverage, or for premium tax credits and other savings on Marketplace plans. But

they may apply for coverage on behalf of documented individuals

.

What is eligible immigration status?


An immigration status that's considered eligible for getting health coverage through the Marketplace

. The rules for eligible immigration status may be different in each insurance affordability program.

Can an immigrant get medical?


Immigrants who have a satisfactory immigration status and meet all eligibility requirements can qualify for full Medi-Cal coverage

.

Is I 485 an immigrant petition?


Most categories require you to have an approved immigrant petition before you can file a Form I-485, Application to Register Permanent Residence or Adjust Status

.

Will getting government benefits hurt my chances of getting a green card or becoming a US citizen?

The short answer is that,

as long as you received the public benefits lawfully (without using fraud, for example), it will not hurt or affect your eligibility for naturalization in any way

.

What benefits do green card holders get?

You are eligible to receive federal benefits such as

social security or education assistance

. Permanent residents may apply for government-sponsored financial aid for education. Additionally, green card holders are entitled to in-state or resident tuition rates at certain colleges and universities.

Can I get health insurance without a Social Security number?

No Social Security number? If you don't have a Social Security number (SSN), you don't have to provide one. If you do have a Social Security number, you do have to show it.

If you do not have a Social Security number, your health insurance application will not be slowed down or denied

.

Can I add my wife to my health insurance without SSN?

If your family member doesn't have a social security number,

they can still be included on your plan if they have lawful immigration status

. If you or a family member don't provide an SSN on your application, you'll need to provide appropriate documentation within 90 days.

Can an f2 visa holder apply for Medicaid?


Yes. Some Student visa holders, who need long term care services that are not covered by Essential Plan or Child Health Plus may be eligible for Medicaid

. Enrolling in Medicaid long term care services in a nursing home or mental health facility could make an applicant for a Student visa inadmissible as a public charge.

Do illegal immigrants file tax returns?

IRS estimates that

about 6 million unauthorized immigrants file individual income tax returns each year

. Research reviewed by the nonpartisan Congressional Budget Office indicates that between 50 percent and 75 percent of unauthorized immigrants pay federal, state, and local taxes.

What is the 5 year bar immigration?

Further,

federal law requires that many qualified non-citizens meet a five-year waiting period

(also called the “five-year bar”) before becoming eligible for Medicaid or CHIP. This five-year waiting period begins when consumers receive their qualifying immigration status, not when they first enter the United States.

Can a non citizen get Medicare?

Specifically, you will qualify for Medicare even if you are not a U.S. citizen if you qualify to receive or currently receive Social Security retirement benefits, Railroad Retirement Benefits (RRB), or Social Security Disability Insurance (SSDI). In any of these cases, you will qualify for premium-free Part A.

Ahmed Ali
Author
Ahmed Ali
Ahmed Ali is a financial analyst with over 15 years of experience in the finance industry. He has worked for major banks and investment firms, and has a wealth of knowledge on investing, real estate, and tax planning. Ahmed is also an advocate for financial literacy and education.