Do National Guard Reserves Get Health Insurance?

by | Last updated on January 24, 2024

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TRICARE Reserve Select (TRS) provides qualified National Guard and Reserve members a premium-based healthcare plan

, similar to TRICARE Select through payment of a monthly premium.

Does National Guard give health insurance?

Traditional drilling

National Guard and reserve members are eligible for the TRICARE Reserve Select health plan

. The service member may also qualify for Line of Duty Care for any injury or illness sustained in the line of duty, including traveling to and from the place of duty.

Do National Guard reserves get benefits?


Yes, generally, all National Guard and Reserve members qualify for some VA benefits

. Different VA benefits may consider different factors to determine eligibility, such as length of service, type of service (such as under Title 10 or Title 32), wartime service, and/or service-related disability.

Does National Guard free healthcare?

In their conventional roles,

Guard members are entitled to purchase health and dental coverage through Tricare

. Deployed service members are able to get care for service-connected issues from the Department of Affairs.

Is National Guard eligible for TRICARE?

The TRICARE calendar year is Jan. 1–Dec. 31. National Guard and Reserve members, who are called or ordered to active duty for more than 30 days (and their eligible family members), are eligible for active duty health and dental benefits.

How does healthcare work in the reserves?

Active duty Soldiers can receive leading edge training on over 150 career paths within the Army while receiving a competitive salary, free healthcare, 30 days vacation with pay, and numerous other benefits.

service for more than 30 days will receive comprehensive medical and dental care at no cost

.

Is a 6 year Reservist considered a veteran?


A former Reservist is not a veteran unless called to active duty

. The Reserves can be called to active duty by the President or the Secretary of Defense.

Is 6 years in Army National Guard considered a veteran?

Does 6 years in the National Guard make you a veteran?

Yes, if you spent at least 180 days of that 6 years deployed on federal active duty orders

. A 2016 change to federal law expanded the definition of “veteran” for many National Guard members.

Why are National Guard members not considered veterans?

ARLINGTON, Va. – A recently signed law gives official veteran status to National Guard members who served 20 years or more.

Previously, Guard members were considered veterans only if they served 180 days or more in a federal status outside of training

.

How much do Reservists pay for TRICARE?

Premium-based health plan Member Only Member and Family TRICARE Reserve Select

$46.70


$229.99
TRICARE Retired Reserve $502.32 $1,206.99 TRICARE Young Adult Prime $512 Not available TRICARE Young Adult Select $265 Not available

What doesn't TRICARE cover?

In general, TRICARE excludes services and supplies that are not medically or psychologically necessary for the diagnosis or treatment of a covered illness (including mental disorder), injury, or for the diagnosis and treatment of pregnancy or well-child care.

Do spouses of National Guard get benefits?

Health benefits


That program gives your family 180 days of Tricare Prime or Select coverage after your spouse leaves active duty

. Service members and their families qualify for it in a variety of ways, such as if they leave the military as the result of a forced separation or a medical board.

What kind of insurance does National Guard have?


Low-cost life insurance plans

are available for Guard members and their families. For Guard members, there's the Servicemembers' Group Life Insurance (SGLI), which provides coverage 24/7. Soldiers are eligible for $400,000 of insurance. Smaller amounts of coverage are available.

Do US military get free healthcare?


Active duty military members and their dependents receive free medical care

, under the provision of TRICARE known as Tricare Prime. This works like an HMO.

How long do you have to be in the National Guard to get benefits?

You must apply within

one year and 120 days from discharge

. However, Servicemembers who submit their application within 240 days of discharge do not need to submit evidence of good health. Service members who apply after the 240 day period must submit evidence of good health.

How much is TRICARE for National Guard members?

Sponsor's Military Status Type of Enrollment Active Duty

Single: $11.65 Family: $30.28
Selected Reserve and IRR (Mobilization Only) Sponsor only: $11.65 Single: $29.12 Family: $75.71 Sponsor and family: $87.36 IRR (Non-Mobilization) Sponsor only: $29.12 Single: $29.12 Family: $75.71 Sponsor and family: $104.83

Can National Guard get TRICARE Prime?


You and your family members may be eligible for TRICARE

.

Do Reserve spouses get TRICARE?

Family Member Coverage


Your spouse and children are covered by TRICARE when you're covered

. They must be registered as your “dependents” in the Defense Enrollment Eligibility Reporting System (DEERS).

Do military reserves get free healthcare?


Members of the Reserve/National Guard and their dependents receive free care under TRICARE Prime when on active duty for more than 30 days

. Otherwise, they are eligible for the TRICARE Reserve Select premium-based plan.

How much does military health care cover?

TRICARE covers

hospital stays, doctor visits, tests, and prescriptions

. There is no cost to active duty beneficiaries (called sponsors) little or no cost to their dependents (family members who are registered in DEERS). However, each type of beneficiary has different benefits available to them.

Is a reservist considered active duty?

They work for the military full time, may live on a military base, and can be deployed at any time.

Persons in the Reserve or National Guard are not full-time active duty military personnel

, although they can be deployed at any time should the need arise.

Does National Guard count as military service?

Individuals serving in the U.S. Army National Guard or Air National Guard are

not considered active-duty service members

. However, they can be called up to active duty at any time, depending on the needs of the military.

Do you get a dd214 when you leave the Reserves?


Members of the Reserve Corp only receive a DD Form 214 when they served on active duty

– usually after initial training, and after separating from active duty after serving at least 90 consecutive days. If you served in the Guard or Reserves, but were never activated, you may not have a DD Form 214.

Does National Guard get VA loan?

National Guard members and reservists are eligible for a VA home loan if they have completed at least six years of honorable service, are mobilized for active duty service for a period of at least 90 days, or are discharged because of a service-connected disability.

How much do Reserves get paid a month?

Rank Private (E2)
$4,314.87
4 Years
$4,314.87
6 Years $4,314.87 8 Years $4,314.87

Do National Guard get military discounts?

Active Duty members, Reserves, Veterans and Retirees – including their immediate families – of the U.S. Air Force, Army, Coast Guard, Marine Corps, Navy, and National Guard

receive a discount

.

Rachel Ostrander
Author
Rachel Ostrander
Rachel is a career coach and HR consultant with over 5 years of experience working with job seekers and employers. She holds a degree in human resources management and has worked with leading companies such as Google and Amazon. Rachel is passionate about helping people find fulfilling careers and providing practical advice for navigating the job market.