Do You Get Travel Insurance With American Express Card?

by | Last updated on January 24, 2024

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New trip cancellation and interruption insurance from American Express credit cards will provide you with up to $10,000 in coverage (and up to $20,000 per account per year)

you can use for reimbursement of prepaid travel expenses like airfare and hotels.

What benefits do you get with an American Express card?

  • Bonus rewards on dining, supermarkets and certain travel.
  • A sizable welcome offer.
  • Flexible reward redemptions.
  • $120 Dining credit.
  • Up to $120 a year in Uber cash.
  • $100 resort credit.
  • Presale and preferred event tickets.
  • No foreign transaction fees.

Does American Express offer cancel for any reason travel insurance?


None of the AMEX plans offer ‘cancel for any reason’ or missed connection coverage

. All plans have trip length limits of 31 or 60 days, depending on the plan. All plans include trip cancellation and trip interruption, so these are all travel insurance package plans (i.e., not a travel medical plan).

How do I claim my American Express travel insurance?

When you have a delay or trip cancellation/interruption that you think qualifies for coverage, you can file a claim by

calling Amex at 1-844-933-0648 within 60 days of the covered loss

.

Does AMEX cover quarantine?


If you are confined to your hotel under doctor’s orders for at least 48 hours, the insurer will pay for the room, up to the policy limit

. If you paid in advance for excursions or activities that you cannot do because of your quarantine, they will compensate for that, up to the policy limit.

Can I get travel insurance during COVID-19?


Multitrip.com travel insurance policies provide cover for emergency medical and other expenses incurred abroad if you catch Covid-19 subject to the policy terms, limits, conditions and exclusions

.

What insurance company does AMEX use?

Benefits are provided to you, the Card Member, at no additional charge. The insurance benefits are provided under the Group Policy issued by

New Hampshire Insurance Company

, an AIG company.

Do I need travel insurance if I have Amex Platinum?


Yes, the American Express Platinum card does have travel insurance benefits

, the best of which are trip cancellation and interruption insurance and car rental loss and damage insurance. To be eligible to file a travel insurance claim, you’ll need to pay for your travel using your American Express Platinum card.

Is it worth it to get trip insurance?

Though you may pay 5 to 10 percent of your trip cost for travel insurance,

travel insurance is often worth the investment

for its potential to help reimburse you for hundreds of thousands of dollars of covered travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation and …

Does American Express blue card have travel insurance?


The American Express Blue Card travel insurance gives you automatic travel protection benefits at no extra charge, as long as you pay for your travel costs with your card

. The American Express Blue Card’s travel insurance includes rental car insurance and Global Assist Hotline.

How do you get American Express 75k gold?

Amex Gold 75,000-point offer

New cardmembers can earn 75,000 points

after spending $4,000 on eligible purchases in the first six months of account opening

. What’s more, if you’re targeted for this offer, you’ll have the option of the traditional Gold option or the swanky Rose Gold version.

How long do American Express claims take?

Submit your completed claim form within 60 days after having received it. Amex will notify you of a decision after they’ve processed your claim, which could take

up to 30 days

.

What does a travel insurance cover?

Most travel insurance plans cover

medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage

.

What is international travel insurance?

International Travel Insurance Policy Cover Inclusions:


Emergency dental pain relief

. Loss of Checked Luggage. Delay of Luggage. Personal Accident (Permanent/ Temporary Incapacitation or Demise) Loss of passport and/ or other important documents.

Does American Express cover Covid cancellation?


The insurer usually compensates for cancellations only under certain circumstances

; however, in these extraordinary circumstances the trip cancellation insurance has been improved and they expect to provide coverage under the following 4 circumstances: Your flight was cancelled due to COVID-19.

How do I call American Express?

(800) 528-4800

Does AMEX Platinum cover medical evacuation?

This benefit does cover the cost of several emergency medical services. If you need emergency medical evacuation or transportation, for example,

your Amex Platinum travel insurance will cover the full cost as long as it’s coordinated through the Global Assist Hotline

.

Is quarantine covered by travel insurance?

If you are required to be quarantined while abroad,

you may be covered by your insurance policy, including any relevant medical expenses that are required, provided that there is no COVID-19 exclusion

. This may also include additional accommodation and travel expenses. Check with your insurer if you have any questions.

What is trip interruption reimbursement?

What is Trip Interruption? Trip Interruption provides reimbursement for prepaid and non-refundable trip payments if a portion of a trip is missed, or the traveler must return home early due to unforeseen circumstances, including illness, injury, or death.

When can I travel after Covid?

Do not travel until a full

5 days after your last close contact

with the person with COVID-19. It is best to avoid travel for a full 10 days after your last exposure. If you must travel during days 6 through 10 after your last exposure: Get tested at least 5 days after your last close contact.

Does Chase Sapphire have travel insurance?

Despite being an entry level travel rewards card,

the Chase Sapphire Preferred® Card offers a solid package of free travel insurance benefits

. The card includes trip cancellation, trip interruption, trip delay, baggage delay, lost luggage, auto rental collision coverage and travel accident insurance.

Does Discover offer travel insurance?


No, there is no Discover card travel insurance

. Discover used to offer $500,000 in travel accident insurance and $25,000 in coverage for rental car collision or theft. But they discontinued those benefits for all Discover cards in February 2018.

Does Capitalone cover travel insurance?

Capital One credit card travel insurance

covers car rentals and lost, damaged, or stolen luggage

. It also covers you for death and injury when you travel as a passenger. You’re covered only if you make your travel purchases with a Capital One card.

Does American Express Travel Insurance Cover skiing?


Worldwide Travel Insurance also includes cover for winter sports such as skiing and snowboarding

(including off-piste with a guide), and for usual holiday sports or activities, such as fishing, horse riding and scuba diving (down to 30 metres).

Does American Express card have a death benefit?


AMEX

®

Account Protector Ultimate is an optional insurance that can protect your balance for up to $20,000 if you experience a loss like unemployment, illness or death

. You can also receive two Monthly Payment* benefits toward your balance to mark special events!

Does Amex travel insurance cover family?


All Platinum Cardmembers including Supplementary Cardmembers and their respective Families are covered

. In addition, all travel insurance benefits under this Section 1 will apply to grandchildren who are under the age of 25 on the first day of the Trip when they are travelling with You.

Emily Lee
Author
Emily Lee
Emily Lee is a freelance writer and artist based in New York City. She’s an accomplished writer with a deep passion for the arts, and brings a unique perspective to the world of entertainment. Emily has written about art, entertainment, and pop culture.