When you pay for a trip with Amex Platinum,
you'll receive trip delay insurance
, as well as trip cancellation and interruption. These insurances make the card even more enticing to use for your travel, as you'll earn 5x Amex Membership Rewards points on airfare purchased directly from airlines or from Amex Travel.
Does American Express Platinum have purchase protection?
Amex Platinum purchase protection insures items bought with an American Express Platinum card up to $10,000 per incident and $50,000 per account per year
. If an eligible item is lost, accidentally broken, or stolen within 90 days of the purchase date, Amex may reimburse its value.
What benefits do you get with American Express Platinum?
- A jet-setting welcome offer. …
- Big travel rewards. …
- Up to $200 in annual credit for airline incidental fees. …
- Up to $200 in Uber cash for rides. …
- Up to $200 in annual hotel credit.
Does Amex have Covid travel insurance?
Are there provisions within the American Express Travel Insurance certificate of insurance/policy that may impact coverage for the Coronavirus?
Yes, coverage is subject to all terms, conditions, provisions and exclusions contained in the American Express Travel Insurance certificate of insurance/policy
.
How do I claim my American Express travel insurance?
When you have a delay or trip cancellation/interruption that you think qualifies for coverage, you can file a claim by
calling Amex at 1-844-933-0648 within 60 days of the covered loss
.
Is Amex Platinum prestigious?
The Amex Platinum is
one of the most prestigious travel credit cards you can own
.
How do I use Amex Platinum travel?
Book all of your travel needs through the Amex Travel portal
Whether you're searching for a flight or hotel, Platinum cardholders can book (and redeem their points for) travel reservations through the Amex Travel portal.
Is it worth upgrading to Amex Platinum?
Overall,
the Amex Platinum still remains worth it if you can take advantage of the benefits without overextending yourself
. At the end of the day, it's not financially savvy to spend more money just to take advantage of the card's benefits.
Can I buy a house with American Express?
Absolutely not
. Kipp says that this is one of the top misconceptions about the program. The only involvement from American Express is the bonus you get after closing; you aren't actually using your credit card to purchase the house, nor are you using it to pay any deposits, title costs or mortgage fees.
Does Amex Platinum have extended warranty?
Yes, the American Express Platinum card does offer extended warranty protection
. The American Express Platinum card extended warranty policy will lengthen the original manufacturer's warranty by up to 1 extra year for warranties of 5 years or less.
Do all Amex cards have purchase protection?
Every consumer American Express card offers purchase protection
. The coverage maximums vary by card, though. Most offer up to $1,000 per covered purchase. A premium card with a higher annual fee may offer up to $10,000.
Does AMEX cover quarantine?
If you are confined to your hotel under doctor's orders for at least 48 hours, the insurer will pay for the room, up to the policy limit
. If you paid in advance for excursions or activities that you cannot do because of your quarantine, they will compensate for that, up to the policy limit.
Does American Express offer cancel for any reason travel insurance?
The Platinum Card® from American Express. In addition to being one of the best travel rewards cards, the Amex Platinum's travel insurance benefits include
trip cancellation and interruption insurance that offers a benefit of up to $10,000 per trip, and $20,000 per 12 month period per account
.
Does AMEX Platinum cover medical evacuation?
This benefit does cover the cost of several emergency medical services. If you need emergency medical evacuation or transportation, for example,
your Amex Platinum travel insurance will cover the full cost as long as it's coordinated through the Global Assist Hotline
.
Is it worth it to get trip insurance?
Though you may pay 5 to 10 percent of your trip cost for travel insurance,
travel insurance is often worth the investment
for its potential to help reimburse you for hundreds of thousands of dollars of covered travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation and …
What does a travel insurance cover?
Most travel insurance plans cover
medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage
.
How long do American Express claims take?
Submit your completed claim form within 60 days after having received it. Amex will notify you of a decision after they've processed your claim, which could take
up to 30 days
.
What credit cards do billionaires use?
Millionaires use credit cards like the
Centurion® Card from American Express, the J.P. Morgan Reserve Credit Card, and The Platinum Card® from American Express
. These high-end credit cards are available only to people who receive an invitation to apply, which millionaires have the best chance of getting.
Is American Express for rich?
American Express is not specifically for rich people
, even though it does have a high level of status in many people's minds. Applicants need good or excellent credit scores of 700+ to qualify for Amex credit cards, and you don't need to be rich to have a good credit score.
What income do you need for Amex Platinum?
While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of
at least $50,000 per year
to apply for the Amex Platinum card.
Is clear free with Amex Platinum?
If you're a Amex Platinum or Amex Business Platinum Card cardholder,
CLEAR is completely free for you
because, when you pay the membership fee with these cards, you'll get a statement credit of up to $179 each year.
Do you have to pay off Amex Platinum every month?
Platinum cards must be paid off in full every month
. Gold card owners can carry over certain balances with interest.
Is Amex platinum a status symbol?
To be blunt, The Platinum Card® from American Express is
a status symbol
for a well-heeled, jet-setting minority – and for those fortunate enough to have ample corporate spending accounts.
Is Amex platinum worth it 2022?
The Amex Platinum card is
well worth it for frequent travelers who want luxury travel and lifestyle perks, and who can regularly take advantage of the card's premium benefits
.
How hard is Amex Platinum?
It will be difficult for the average person to get the American Express Platinum card because of the card's 700+ credit score and reportedly high income requirements
. Another reason why the American Express Platinum card may be hard to get is because of the card's daunting $695 annual fee.
Can I change my Amex platinum to gold?
Yes, you can downgrade your Amex Platinum card to the Amex Gold card
. But just like with upgrades, you'll want to make sure that you've had the card open for at least 1 year or more. This is a great way to save yourself some money if you no longer find the benefits of the Amex Platinum card to be worth the fee.
