Does American Express Delta Platinum Card Cover Travel Insurance?

by | Last updated on January 24, 2024

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Yes, the Amex Delta Platinum Card does have travel benefits

, the best of which are rental car insurance and trip delay insurance. To be eligible to file a travel insurance claim, you'll need to pay for your travel using your Amex Delta Platinum Card.

Does Amex cover trip cancellation due to Covid?

Fear of traveling to a specific destination due to sickness, epidemic, or pandemic (such as the Coronavirus) is

not a Covered Loss under your American Express Trip Cancellation and Interruption Insurance benefit

.

What are the benefits of Delta platinum Amex?

  • Earn 3 miles per dollar on Delta purchases



  • Earn 3 miles per dollar on purchases directly with Hotels



  • Earn 2 miles per dollar at Restaurants worldwide, plus takeout and delivery in the U.S.



    and earn 2 miles per dollar at U.S. Supermarkets


Does American Express offer cancel for any reason travel insurance?


None of the AMEX plans offer ‘cancel for any reason' or missed connection coverage

. All plans have trip length limits of 31 or 60 days, depending on the plan. All plans include trip cancellation and trip interruption, so these are all travel insurance package plans (i.e., not a travel medical plan).

Do I have travel insurance with AMEX?

As an American Express Cardmember,

you get basic automatic travel insurance for both local and international travel when you purchase your travel ticket(s) on your American Express

®

Credit Card


1

.

Does Delta Gold card include travel insurance?


Yes, the Delta Gold Card does have travel insurance

. Delta Gold Card rental car insurance covers damage to a rental vehicle from collision or theft, while baggage insurance covers the cost of replacing lost or damaged luggage for up to $1,250, as long as the purchases are charged to the card.

Is the Delta Amex Platinum Card worth it?

The Delta SkyMiles Platinum American Express Card

can be a great addition to your wallet if Delta is your carrier of choice

. Its $250 annual fee may seem high compared to the lower-annual-fee Delta Gold Amex, but you get a generous welcome offer and valuable benefits in return.

Is Delta Amex Platinum the same as Amex Platinum?

No. While both cards are issued by American Express, the Amex Platinum card is a premium travel rewards card that earns Membership Rewards points, while the Delta Platinum card is a co-branded airline credit card that earns Delta SkyMiles.

Is the Platinum AMEX card worth it?

Is the Amex Platinum worth it? The American Express Platinum Card, known for its prestigious benefits and sleek appearance, is

a card worth bragging about

. Between the numerous travel benefits, reputable concierge service and consumer protections, the card is worth considering if you can stomach the steep annual fee.

How do I claim my American Express Travel Insurance?

When you have a delay or trip cancellation/interruption that you think qualifies for coverage, you can file a claim by

calling Amex at 1-844-933-0648 within 60 days of the covered loss

.

Can I cancel my AMEX Platinum?

If you decide to cancel your card, make sure you're aware of what the Amex Platinum cancellation policy looks like. To learn more about this policy, how to cancel your card and

if there will be an Amex Platinum cancellation fee, call the number on the back of your card

.

Can I get travel insurance during COVID-19?


Multitrip.com travel insurance policies provide cover for emergency medical and other expenses incurred abroad if you catch Covid-19 subject to the policy terms, limits, conditions and exclusions

.

What does a travel insurance cover?

Most travel insurance plans cover

medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage

.

Is it worth it to get travel insurance?

Though you may pay 5 to 10 percent of your trip cost for travel insurance,

travel insurance is often worth the investment

for its potential to help reimburse you for hundreds of thousands of dollars of covered travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation and …

Does my Amex gold card have travel insurance?


Yes, the Amex Gold card does have travel insurance benefits

, the best of which are car rental loss and damage insurance and baggage insurance. To be eligible to file a travel insurance claim, you'll need to pay for your travel using your Amex Gold card.

Does American Express travel insurance Cover coronavirus?

Are there provisions within the American Express Travel Insurance certificate of insurance/policy that may impact coverage for the Coronavirus?

Yes, coverage is subject to all terms, conditions, provisions and exclusions contained in the American Express Travel Insurance certificate of insurance/policy

.

Does AMEX cover quarantine?


If you are confined to your hotel under doctor's orders for at least 48 hours, the insurer will pay for the room, up to the policy limit

. If you paid in advance for excursions or activities that you cannot do because of your quarantine, they will compensate for that, up to the policy limit.

Does AMEX travel charge a fee?


American Express Travel charges a fee to book

, but they bundle this into the displayed price. The fee is $6.99 per domestic ticket or $10.99 per international ticket. These fees are waived as a benefit of the the Amex Platinum card, just make sure you're logged into your Amex account when booking.

Does Amex Gold get you into Delta Sky Club?


Effective January 30, 2020 Delta Sky Club Access will no longer be available on the Delta SkyMiles Gold American Express Card

and the Delta SkyMiles Gold Business American Express Card.

Can I use my Delta American Express card anywhere?

The Gold Delta Skymiles card is an American Express credit card meaning it is

accepted at 8.5 million merchant locations in the U.S. and in 160+ countries and territories abroad

. Aside from the U.S., the countries where American Express is accepted most include Canada, Australia, the UK, India and Mexico.

What are eligible purchases for Delta SkyMiles?

Delta purchases earn an unlimited 2 miles per dollar spent. Eligible purchases include

costs associated with flights, Sky Club membership or passes, seat upgrades, Delta Vacations, or in-flight purchases

. This card also offers unlimited 2 miles per dollar spent at restaurants and supermarkets.

Does Delta platinum card cover TSA PreCheck?

TSA PreCheck/Global Entry credit: Waiting in line for airport security is always a pain. With the Delta Platinum card, you can get a $100 statement credit to pay for either program. Global Entry is $100 for a five-year membership, and

includes the benefits of TSA PreCheck

.

Does AmEx Platinum get you into Delta Sky Club?

Delta Sky Club lounges


Amex Platinum cardholders get access to Delta-operated Sky Club lounges

. To find eligible lounges, search on Delta's website and select “Platinum Card® Members From American Express” as your membership type.

Does Delta platinum Amex pay for TSA PreCheck?

Just for holding either the Delta SkyMiles Platinum American Express Card or the Delta SkyMiles Reserve American Express Card,

you'll receive up to a $100 credit every four years to cover the cost of either Global Entry or TSA PreCheck

. Membership in either program is good for five years.

Is clear free with Delta Amex Platinum?

SkyMiles status level Clear membership cost General member $119. Silver / Gold / Platinum Medallion $109. Diamond Medallion Free.

Can I upgrade my Amex Platinum to reserve?

Instead of upgrading your card to the Amex Delta Reserve,

you could apply for the Amex Delta Reserve and earn the welcome offer plus all its accompanying perks and benefits and get rid of your Amex Delta Platinum later

.

What is the annual fee for Amex Delta Platinum?

Regular APR (%) 15.99% – 24.99% variable Annual Fee

$250
Ahmed Ali
Author
Ahmed Ali
Ahmed Ali is a financial analyst with over 15 years of experience in the finance industry. He has worked for major banks and investment firms, and has a wealth of knowledge on investing, real estate, and tax planning. Ahmed is also an advocate for financial literacy and education.