Does Federal Health Insurance Cover Birth Control?

by | Last updated on January 24, 2024

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Federal law requires health insurance coverage for the full range of “female-controlled” contraceptive methods

, including counseling and related services, without out-of-pocket costs.

How do I know if my insurance covers birth control?


Call your health plan

. This phone number is on your insurance card. If your plan is through your job, you may be able to speak with someone in the Human Resources department.

Is birth control still free 2021?

Insurers sometimes don't cover certain contraceptive methods for free, though they are supposed to cover most by law. Even for long-established methods, like IUDs, insurers sometimes make it hard for women to get coverage by requiring preapproval.

Why isn't my insurance covering my birth control?

Prescription contraceptives are used exclusively by people with female reproductive systems. Failure to provide coverage for prescription contraceptive drugs and devices in health plans that otherwise cover prescription drugs

violates the Civil Rights Act because it singles out women

.

Why birth control should be covered by health insurance?

Coverage of over-the-counter contraceptive methods without need for a prescription has the potential to improve contraceptive use and, in turn,

reduce unintended pregnancy rates

, especially among women who lack the time to visit a health care provider, would need to arrange for child care or otherwise find it difficult …

How can I get birth control for free?

In the U.S., many people have access to free

through the Affordable Care Act and their health insurance plans

. People without insurance may be able to access free or low-cost birth control at a local nonprofit, community, or university clinic. Some of these may be called Title X clinics or FQHCs.

How much is a birth control pill?

Birth control pills cost

between $0–$50 a month

. They can be totally free with most health insurance plans, or if you qualify for some government programs. You can get a prescription for the birth control pill from a doctor or nurse at a doctor's office, health clinic, or your local Planned Parenthood health center.

How expensive is birth control without?

Without insurance, birth control can cost

up to $50 for the pill, $300 for the implant, and up to $1,300 for an IUD

. An appointment with a doctor or nurse may be necessary to get a prescription for the pill. This visit can cost anywhere between $35 and $250.

What is the cheapest birth control pill?

The most popular pill is

Sprintec

, a generic drug of Ortho-Cyclen. Sprintec also happens to be the cheapest drug on the most-filled list at $22. In fact, most of the top-filled birth control pills are generic, likely due to the cost-savings of generics over brands.

Is birth control free with Obamacare?

Is birth control free under the Affordable Care Act? Under ACA, you don't have a copay or other out-of-pocket costs for birth control if you: Get your health insurance through most employers, through your state's Marketplace, or from most private insurers, and.

Can I get birth control at Walgreens?


Most drugstores and grocery stores such as Walgreens, CVS, and Walmart offer OTC birth control in stores or online

. If you're looking for a particular brand and can't find it in the store, try the store's website where there's often a larger selection.

Is birth control covered by Affordable Care Act?


Virtually all conventional methods of birth control are covered by the ACA

, including all Food and Drug Administration (FDA)-approved contraceptive methods prescribed by a woman's healthcare provider, including: Barrier methods, like diaphragms, female condoms, and sponges.

Does insurance cover brand name birth control?

Insurers are required to cover all methods of , but

they aren't required to cover all brands of contraception

, especially if a brand name birth control comes in a cheaper, generic form.

Does GoodRx work on birth control?


GoodRx Care offers online visits for birth control pills for as low as $19

. When should I see a doctor if I want birth control? If you are between the ages of 18 and 50, and you are interested in birth control pills for the prevention of pregnancy, GoodRx Care offers online visits for birth control pills for $19.

What is considered non hormonal birth control?

Nonhormonal birth control prevents pregnancy without affecting your hormones. The types of nonhormonal birth control include

copper IUDs, barrier methods, spermicide, and natural family planning

. The best birth control for you is one that fits your health needs, personal preferences, and lifestyle.

Is birth control covered by high deductible health plan?

That means if you buy a plan with a high deductible,

your plan will cover birth control

and other preventive services without requiring you to meet your deductible or pay out-of-pocket.

Does birth control make you gain weight?


Most types of birth control don't affect your weight

. But there are some methods that may cause weight gain in some people. There's been a lot of research on common birth control side effects. And studies show that the pill, the ring, the patch, and the IUD don't make you gain weight or lose weight.

How much does it cost to get an IUD?

Getting an IUD costs anywhere between

$0 to $1,300

. That's a pretty wide range, but the good news is that IUDs can be free or low cost with many health insurance plans, Medicaid, and some other government programs. Prices can also vary depending on which kind you get.

Can a 17 year old get birth control without parents knowing?

Can I get birth control at Planned Parenthood without my parents permission? In most states,

teens are allowed to get birth control without their parents' permission at their nearest Planned Parenthood health center or from their regular doctor or nurse.

Can a parent force their child to take birth control?


A minor who is forced to use contraceptives by a parent or guardian cannot be said to have voluntarily assumed the risks

. If this minor were to suffer a stroke or other serious side effect, the physician could be sued for failure of consent.

Are condoms free?

Condoms are sold in lots of different stores, and

you can even get them for free from many health centers

. Boxes of 3 cost about $2 to $6. Condoms usually cost less than $1 each if you buy packs of 12 or more.

Is the pill safer than condoms?

While both condoms and birth control pills offer good protection against pregnancy,

only condoms can protect you against sexually transmitted diseases (STDs)

. This point is terribly important, especially if you consider that there was a whopping 30% increase in reported STDs in the United States between 2015 and 2019.

Why Should birth control Be Free?

The study results suggest that free, reliable birth control

reduced unintended pregnancies

, the authors note. About half of all pregnancies in the population at large are unintended, and birth rates from unintended pregnancies are much higher among low-income women than other income groups.

Why does birth control cost so much?

Prescription contraceptives–the pill, IUD and diaphragm–are by far the most expensive of the reversible methods because

they require medical supervision

, but supplies alone are also more expensive for prescription methods than for nonprescription methods.

Which is better birth control pill or shot?


Pills are around 91 percent effective whereas the shot is around 94 percent

. Side effects may occur. These can include bleeding between periods, nausea, and headaches, and they often only last a few months. More serious side effects are rarer, but can include stroke and blood clots.

Does Sprintec make you not have a period?

Sprintec can also change bleeding during your menstrual cycle, and

can even cause your period to stop altogether

(NIH, 2017). The estrogen in combined oral contraceptives like Sprintec may prevent spotting in between periods, but it isn't without its own side effects.

What are the most popular birth control pills?

  • Mircette (Mircette coupons | Mircette details)
  • Natazia (Natazia coupons)
  • Nordette.
  • Lo Ovral.
  • Ortho-Novum.
  • Ortho Tri-Cyclen.
  • Yaz (Yaz coupons | Yaz details)
  • Yasmin (Yasmin coupons | Yasmin details)
Carlos Perez
Author
Carlos Perez
Carlos Perez is an education expert and teacher with over 20 years of experience working with youth. He holds a degree in education and has taught in both public and private schools, as well as in community-based organizations. Carlos is passionate about empowering young people and helping them reach their full potential through education and mentorship.