How Do I Claim My American Express Travel Insurance?

by | Last updated on January 24, 2024

, , , ,

When you have a delay or trip cancellation/interruption that you think qualifies for coverage, you can file a claim by

calling Amex at 1-844-933-0648 within 60 days of the covered loss

.

Does American Express card have travel insurance?


New trip cancellation and interruption from American Express credit cards will provide you with up to $10,000 in coverage (and up to $20,000 per account per year)

you can use for reimbursement of prepaid travel expenses like airfare and hotels.

Does Amex have Covid travel insurance?

Are there provisions within the American Express Travel Insurance certificate of insurance/policy that may impact coverage for the Coronavirus?

Yes, coverage is subject to all terms, conditions, provisions and exclusions contained in the American Express Travel Insurance certificate of insurance/policy

.

Do you get reimbursed for travel insurance?


Travel insurance will reimburse you only for the prepaid and nonrefundable money that you lose

. “In many cases, the supplier may refund a portion of the original trip cost, so your insurer needs to actually see documentation on what the supplier is, or isn't, going to refund,” he says.

What insurance company does AMEX use?

American Express Travel Insurance is backed by

AMEX Assurance Company

which is highly-rated, established, and reputable. The company offers competitive travel insurance package policies but also allows the traveler to build their own policies with only the coverages they deem necessary.

What does a travel insurance cover?

Most travel insurance plans cover

medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage

.

Do I need travel insurance if I have Amex Platinum?


Yes, the American Express Platinum card does have travel insurance benefits

, the best of which are trip cancellation and interruption insurance and car rental loss and damage insurance. To be eligible to file a travel insurance claim, you'll need to pay for your travel using your American Express Platinum card.

Does AMEX Blue Sky offer travel insurance?


The American Express Blue Card's travel insurance includes rental car insurance and Global Assist Hotline

. The rental car insurance pays for damage to and theft of rental cars and the coverage is as high as $75,000 per vehicle.

What is international travel insurance?

International Travel Insurance Policy Cover Inclusions:


Emergency dental pain relief

. Loss of Checked Luggage. Delay of Luggage. Personal Accident (Permanent/ Temporary Incapacitation or Demise) Loss of passport and/ or other important documents.

Can I get travel insurance during COVID-19?


Multitrip.com travel insurance policies provide cover for emergency medical and other expenses incurred abroad if you catch Covid-19 subject to the policy terms, limits, conditions and exclusions

.

Does American Express cover Covid cancellation?


The insurer usually compensates for cancellations only under certain circumstances

; however, in these extraordinary circumstances the trip cancellation insurance has been improved and they expect to provide coverage under the following 4 circumstances: Your flight was cancelled due to COVID-19.

Does AMEX cover quarantine?


If you are confined to your hotel under doctor's orders for at least 48 hours, the insurer will pay for the room, up to the policy limit

. If you paid in advance for excursions or activities that you cannot do because of your quarantine, they will compensate for that, up to the policy limit.

How do I claim for travel insurance?


Contact your insurer as soon as possible and ask them to send you a claim form

. They may be able to email this to you to speed things up. Complete the claim form carefully and keep a copy for yourself. You'll need to include copies of all paperwork that will help your claim, including receipts or medical certificates.

How do I submit a travel insurance claim?


Contact your travel insurance company as soon as possible

Claims and claim questions should be made directly to your travel insurance company. For medical situations, handle any immediate needs to make sure everyone is safe. The next call should be to your travel insurance company.

How do I claim for cancellation of travel insurance?

  1. Receipts or invoices for the original bookings and subsequent cancellations.
  2. Travel documents that show when and where you're going.
  3. A signed medical note from your GP if you're claiming due to illness or injury.

What is a trip interruption?

A trip interruption occurs

when a traveler must unexpectedly cut short his or her trip and return home

.

Does Chase Sapphire have travel insurance?

Despite being an entry level travel rewards card,

the Chase Sapphire Preferred® Card offers a solid package of free travel insurance benefits

. The card includes trip cancellation, trip interruption, trip delay, baggage delay, lost luggage, auto rental collision coverage and travel accident insurance.

How do I call American Express?

(800) 528-4800

What is not covered in travel insurance?


Baggage delay, damage, and loss

policies don't cover everything in your bags. Common travel insurance exclusions include glasses, hearing aids, dental bridges, tickets, passports, keys, cash, and cell phones.

What are the disadvantages of travel insurance?

  • It Can Be Expensive. One major drawback of buying travel insurance is the cost. …
  • Might Not Provide Coverage for Pre-Existing Diseases. …
  • Travel Insurance Claim May Get Rejected. …
  • Comes with Certain Loopholes.

Does travel insurance cover if a war breaks out?

Does travel insurance cover civil unrest or war? Budget Direct travel insurance

does not cover claims arising out of war

, civil war, invasion, insurrection, revolution, use of or threatened use of military power, usurpation of government or military power.

Does American Express Travel Insurance Cover skiing?


Worldwide Travel Insurance also includes cover for winter sports such as skiing and snowboarding

(including off-piste with a guide), and for usual holiday sports or activities, such as fishing, horse riding and scuba diving (down to 30 metres).

Does American Express card have a death benefit?


AMEX

®

Account Protector Ultimate is an optional insurance that can protect your balance for up to $20,000 if you experience a loss like unemployment, illness or death

. You can also receive two Monthly Payment* benefits toward your balance to mark special events!

Does Amex travel insurance cover family?


All Platinum Cardmembers including Supplementary Cardmembers and their respective Families are covered

. In addition, all travel insurance benefits under this Section 1 will apply to grandchildren who are under the age of 25 on the first day of the Trip when they are travelling with You.

What happened to Amex Blue Sky?

»

This card is no longer available

American Express no longer offers the Blue Sky from American Express®. See our best travel credit cards page for other options.

How do I redeem my Bluesky points?

To redeem your Amex Blue Sky points,

log in to your account via the Amex travel portal.At the checkout, there will be an option to pay with points

. Points are worth 1 cent each toward flights and 0.7 cents each toward other travel costs.

What benefits does American Express offer?

  • Travel protections. …
  • Retail protections. …
  • Pre-sale ticket access. …
  • Complimentary hotel nights and property credits.
  • Free ShopRunner membership. …
  • American Express Experiences hub. …
  • Limited-time retail offers.
Ahmed Ali
Author
Ahmed Ali
Ahmed Ali is a financial analyst with over 15 years of experience in the finance industry. He has worked for major banks and investment firms, and has a wealth of knowledge on investing, real estate, and tax planning. Ahmed is also an advocate for financial literacy and education.