How Do I File A Claim With Colonial Life?

by | Last updated on January 24, 2024

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Simply

log into your account at Coloniallife.com and click on “File an Online Claim” button

. As an added convenience, you may also select Direct Deposit when filing online. Not a member?

How do I file a wellness claim with Colonial Life?

Simply

log into your account at Coloniallife.com and click on “File an Online Claim” button

. As an added convenience, you may also select Direct Deposit when filing online. Not a member?

How long does it take Colonial Life to process a claim?

Colonial Life allows customers to file claims through the official website or via fax at any time. However, the carrier does not provide a specific claims response time frame promise. They do state that customers can access their benefit payouts

within 48 hours

if they've signed up for direct deposit.

How do I make a claim for life?

  1. Get several copies of the death certificate.
  2. Call your agent. He or she can help you fill out the necessary forms and act as an intermediary with the insurance company. …
  3. Submit a certified copy of the death certificate from the funeral director with the policy claim.

Can you cash out Colonial Life insurance?

You can withdraw from a Colonial life insurance

policy by filling out a request for service form and mailing it to the

address specified. You should be aware that if you don't specify an amount, Colonial will withdraw the maximum available.

What is considered a wellness claim?

Your Aflac wellness claim

pays you money for staying on top of your health by getting yearly checkups and medical screenings such

as physicals, dental exams and eye tests. Most Aflac accident, hospital indemnity and cancer insurance policies have a wellness benefit to pay you for staying on top of your health.

Is Colonial Life Worth?

Yes, Colonial Life has

good to excellent financial strength ratings

by Moody's, S&P, and AM Best credit rating companies. The company guarantees it will pay death benefits if you pass away within the assigned term (for the term life insurance plan) or as long as you continue to pay your premium .

What is considered a covered accident?

Covered Accident means

an accident that occurs while coverage is in force for a Covered Person

and results directly and independently of all other causes in a loss or Injury covered by the Policy for which benefits are payable.

How much life insurance do you get for 9.95 a month?

For a 68 year-old-male, 1 unit at $9.95 a month qualifies you for a total of

$792

in life insurance coverage.

Is Colonial Life better than Aflac?

Overall Rating 3.5 3.6 Work/life balance 3.7 3.7 Compensation and benefits

Do life insurance companies contact beneficiaries?

Life insurance policies can go unclaimed because it is the family members' responsibility to notify the insurance company when the policyholder dies;

the insurer will not make an effort to locate beneficiaries

– the company doesn't even know an insured has died.

How long does it take for a beneficiary to receive money?

Once a decision is reached, beneficiaries can expect to receive their money in anywhere from

a couple of weeks to 45 days

. State laws usually specify the maximum amount of time that can elapse before the life insurance company must send you your check.

What reasons will life insurance not pay?


If you die while committing a crime or participating in an illegal activity

, the life insurance company can refuse to make a payment. For example, if you are killed while stealing a car, your beneficiary won't be paid.

What does Colonial Life pay for?


Emergency room visits

, X-rays, diagnostic exams, physical therapy and follow-up treatment. Ambulance or air ambulance to a hospital. Hospital stays, travel or lodging expenses related to your accident.

Is Colonial Penn the same as colonial life?

Formerly Conseco Direct Life (1998–2001) Website www.colonialpenn.com

Is Colonial Life and Colonial Penn the same company?

Is Colonial Life and Colonial Penn the same insurance company?

No

. Colonial Life provides a range of life, and supplemental coverage plans to benefit the employees.

Ahmed Ali
Author
Ahmed Ali
Ahmed Ali is a financial analyst with over 15 years of experience in the finance industry. He has worked for major banks and investment firms, and has a wealth of knowledge on investing, real estate, and tax planning. Ahmed is also an advocate for financial literacy and education.