Actively participating in social media sites puts you at a higher risk of identity theft simply
because more people will “see” you and will have access to your details
. Being cautious of how much information you share (or overshare) on your accounts.
How social media identity theft works. Criminals can use
several tricks to create convincing social media profiles in your name
. And doing this can be surprisingly easy. Some might go the basic route, stealing your photo from the web and then adding any personal pictures or information they find online.
What increases the risk of identity theft?
Potential risk factors for identity theft included: 1)
frequency of online purchasing behavior in the past year
(none, up to once per month, up to once per week, up to once per day, more than once per day); 2) prior year breach of personal information stored by a company or government (no = 0, yes [but social security …
- Full name (particularly your middle name)
- Date of birth (often required)
- Home town.
- Relationship status.
- School locations and graduation dates.
- Pet names.
- Other affiliations, interests and hobbies.
What Is Identity Theft? According to the FBI’s Internet Crime Complaint Center (IC3), identity theft “
occurs when someone appropriates another’s personal information without their knowledge to commit theft or fraud.”
What are the warning signs of identity theft?
- An unfamiliar loan or credit account on your credit report. …
- An inexplicable denial of credit. …
- Bills for accounts you know nothing about. …
- An unexpected drop in your credit score. …
- Collections agency calls for overdue accounts you know nothing about.
What are the chances of identity theft?
Consider these identity theft statistics: In 2019, 14.4 million consumers became victims of identity fraud — that’s
about 1 in 15 people
.
Overall
, 33 percent of U.S. adults have experienced identity theft, which is more than twice the global average.
What are three ways you can tell if your identity has been stolen?
- Statements or bills for accounts you never opened arriving in the mail.
- Statements or bills for legitimate accounts not showing up.
- You’re unexpectedly denied credit.
- Unauthorized bank transactions or withdrawals.
What is the most common method used to steal your identity?
The most common way an identity thief can acquire information from a person is
from stealing their purse or wallet
and an identity thief may take a person’s personal information from the internet.
Can someone steal your identity with just your name?
Identity
theft begins when someone takes your personally identifiable information such as your name, Social Security Number, date of birth, your mother’s maiden name, and your address to use it, without your knowledge or permission, for their personal financial gain.
How social media identity theft works. Criminals can use several tricks to create convincing social media profiles in your name. And doing this can be surprisingly easy. Some might go the basic route, stealing your photo from the web and then adding any personal pictures or information they find online.
By definition, social media is all about sharing information, whether it’s photos, articles or even your thoughts. …
Active social media users are 30% more likely to be affected by identity fraud
; account holders on Snapchat, Facebook and Instagram are the most likely victims, with a 46% higher risk.
How can we avoid identity theft?
- Freeze your credit. …
- Collect mail daily. …
- Review credit card and bank statements regularly. …
- Shred documents containing personal information before disposing of them. …
- Create different passwords for your accounts. …
- Review credit reports annually. …
- Install antivirus software.
How do I check if someone is using my identity?
- Track what bills you owe and when they’re due. If you stop getting a bill, that could be a sign that someone changed your billing address.
- Review your bills. …
- Check your bank account statement. …
- Get and review your credit reports.
What are 3 things you should do if you learn your identity has been stolen or compromised?
- File a claim with your identity theft insurance, if applicable.
- Notify companies of your stolen identity.
- File a report with the Federal Trade Commission.
- Contact your local police department.
- Place a fraud alert on your credit reports.
- Freeze your credit.
How do you check if my SSN is being used?
To see if your Social Security number is being used by someone else for employment purposes,
review your Social Security Statement at www.socialsecurity