INVASIVE DIAGNOSTIC EXAMS BENEFIT: Aflac will pay $100 when a Covered Person requires one of the following exams, with or without biopsy, and a charge is incurred: arthroscopy, bronchoscopy, colonoscopy, cystoscopy, endoscopy, gastroscopy, laparoscopy, laryngoscopy, sigmoidoscopy, or esophagoscopy.
How much does Aflac pay for outpatient surgery?
Surgical Benefit Aflac will pay $100–$2,000 when a covered person has surgery performed for a covered sickness in a hospital or ambulatory surgical center based upon the Schedule of Operations in the policy.
Does Aflac cover a colonoscopy?
Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or ...
Can I get Aflac after a cancer diagnosis?
HOSPICE CARE BENEFIT: When a Covered Person is diagnosed with Internal Cancer or an Associated Cancerous Condition and therapeutic intervention directed toward the cure of the disease is medically determined to be no longer appropriate, and if the Covered Person's medical prognosis is one in which there is a life ...
What do Aflac policies cover?
A plan like Aflac Accident Insurance pays you cash (unless assigned otherwise) that can be used to help with the out-of-pocket expenses that may not be covered by major medical in the event of a qualifying accident. Find out how much an injury could cost you with our Benefit Estimator.
How much will Aflac pay for surgery?
Surgical Benefit Aflac will pay $50–$1,000 when a surgical operation is performed, including a vaginal or cesarean delivery, on a covered person for a covered sickness or injury in a hospital or an ambulatory surgical center.
Do I have to pay taxes on Aflac money?
No, generally . The proceeds of an accident and health policy, like AFLAC are not reportable as income so long as you did not deduct the premiums, and so long as this is not an employer provided fringe benefit.
Does Aflac cover pre existing conditions?
A. Disability caused by a Pre-existing Condition or reinjuries to a Pre- existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage . ... Aflac will not pay benefits for a disability that is being treated outside the territorial limits of the United States.
What does Aflac Hospital indemnity pay for?
HOSPITAL SHORT-STAY BENEFIT: Aflac will pay $100 when a Covered Person receives treatment for a covered Sickness or Injury in a Hospital , including an observation room, or an Ambulatory Surgical Center, for a period of less than 23 hours and a charge is incurred for such treatment.
How much does Aflac pay for mammogram?
MAMMOGRAPHY AND PAP SMEAR BENEFIT: Aflac will pay $100 per calendar year when a charge is incurred for an annual screening by low-dose mammography for the presence of occult breast cancer, and Aflac will pay $30 per calendar year when a charge is incurred for a ThinPrep or an annual Pap smear.
How much will Aflac pay me for a colonoscopy?
Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or ...
How long do you need to have Aflac before filing a claim?
How long do I have to file a claim? A. There is a one-year timely filing provision in your certificate.
Does Aflac cover dementia?
With the Aflac Plus Rider, policyholders will be able to reduce out-of-pocket expenses associated with serious accidents and illnesses such as heart attacks, strokes, diabetes, traumatic brain injury, sustained multiple sclerosis, advanced Alzheimer's disease, advanced Parkinson's disease and many more.
Is Aflac a pyramid scheme?
All they ever talk about is how they want you to sign more people up to sell insurance so you get 5% of what they make. Its a pyramid scheme. They act accepting at first but that quickly changes to them expecting you to conform to their “look”.
How much is Aflac accident per month?
* Starting at $25 per month is based off an average annual premium of $349.44 for Individual Accident Insurance coverage for industry classification A for a policyholder aged 18-64 in the state of CA. † The information provided in the Benefits Estimator is illustrative only.
Does Aflac cover my deductible?
If you have Aflac, your cash benefits can be used to help pay your deductible, your portion of coinsurance, your copay or any other expenses you may have. ... After you reach your out-of-pocket maximum, your insurance will cover 100 percent of all expenses , including copays or coinsurance.
