How Much Does Disney Travel Insurance Cost?

by | Last updated on January 24, 2024

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The current price for Walt Disney World Travel Protection is

$82.50 per adult and $6 per child up to age 17

. Travel protection can be added at any time prior to final payment and is refundable for the first 14 days after it has been purchased.

Does Disney travel insurance cover pre existing conditions?

The following exclusion applies to the Emergency Medical and Dental Expense, Trip Cancellation, Trip Interruption, and Trip Delay coverages:

We will not pay for loss or expense caused by or incurred resulting from a Pre-Existing Condition

, as defined in the plan, including death that results therefrom.

Is it cheaper to plan your own Disney vacation?


Yes, Disney Travel Agents Often Cheaper

Their services are entirely free and, with their help, it's likely to end up being a cheaper trip. After you pay the initial $200 booking deposit, your Disney travel specialist can set up a payment plan to pay for the remainder of the trip (layaway).

Does Disney travel insurance cover hurricanes?


Oftentimes Disney does allow travelers to cancel or change the date of your tickets or vacation package in the case of a hurricane affecting the park

. That means that if you're able to reschedule the trip or get a refund, you would not be reimbursed for those costs through comprehensive coverage.

Why are Disney travel agents free?

How Come It's Free?

Normally the client pays nothing extra for the service provided by a travel agency

. Travel agents make their living from a small commission paid by the travel supplier (in this case, Disney) for the resort hotel rooms, theme park passes and vacation packages they book.

Does it cost more to use a Disney travel agent?

Second,

the majority of Disney Travel Agents will not charge you a fee

. When agents book a basic Disney trip, the receive a commission from Disney. If an agent provides additional concierge level services for clients, there is sometimes a fee associated with the booking. What is this?

Is it worth it to get travel insurance?

Though you may pay 5 to 10 percent of your trip cost for travel ,

travel insurance is often worth the investment

for its potential to help reimburse you for hundreds of thousands of dollars of covered travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation and …

Is Disney World deposit refundable?

Your deposit and payments are

fully refundable if you cancel at least 30 days prior to arrival

. Go ahead and lock in your favorite Disney Resort and Package today!

What is Disney's memory maker?

What is Memory Maker? A. Memory Maker is

an incredible way to download all the Disney PhotoPass photos and videos you capture throughout Walt Disney World Resort during your vacation

—including at select attraction and dining locations.

What is the cheapest way to plan a trip to Disney World?

  1. Spend some days at the park and some days at the pool. …
  2. Skip the Park Hopper and visit one park per day. …
  3. Buy Disney gift cards at a discount. …
  4. Don't buy the Dining Plan. …
  5. Bring your own food.

Can I cancel my Disney trip and get a refund?

A. Tickets and packages at Walt Disney World Resort are nontransferable and nonrefundable.

You cannot cancel or get a refund for a ticket or package

, but in some cases you can use unexpired theme park tickets for a future vacation.

How can I go to Disney World for free?


There is no way to get the tickets for free

. A quick check of prices tells me that it would cost us $1,437.80 for four 4-day tickets (2x ages 10+, 2x ages 3-9) on Undercover Tourist, which counts as a “travel expense” for credit card purposes (and that's slightly cheaper than direct from Disney).

Does Disney World close during a tropical storm?

With the exception of certain attractions and entertainment that might shut down for regular storms, it's business as usual for Walt Disney World during the rain.

That's not the case during hurricanes and tropical storms, when operations can be brought to a screeching halt

.

Will Disney close for a tropical storm?

First of all, just because you go to Disney World during hurricane season, doesn't mean the parks will close.

Regular storms and rainy days will not close the parks

. If there is a bad storm with thunder and lightning, some attractions might get closed, but the parks will stay open until the storm passes.

Does Disney close during tropical storms?

The good news is that Walt Disney World Resort is located in Central Florida, approximately 40 miles from the ocean at its closest point, so

it rarely gets shut down for hurricanes

– in fact, it has only happened five times in over 40 years because hurricanes lose strength and speed as they travel over land.

How do Disney travel agents get paid?

How do Disney Travel Agents get paid? What is this?

Disney travel agents get a commission based on the amount of the travel package that they book

. The agency gets the money directly from Disney and then the agency will give the individual agent who booked the trip their commission.

How much do Disney agents get paid?

Typically the agent would get

75-80% of the commission

to themselves so in the example above, they would end up with $750. According to GlassDoor, the average Disney travel agency salary in 2021 is $43,000 making this an attractive job for someone who loves Disney.

What are Disney travel agents called?

Disney Travel Agents are usually referred to as

Disney Travel Planners

. That is because they do so much more than just book your room. They are your partner though the entire process, before, during and even after your trip.

Do you need to tip your travel agent?

A general rule of thumb followed by many is to leave

15 percent for average service, 20 percent for great service, and more than 20 percent for service that truly made the meal memorable

. It gets a bit grayer when you talk about how – and if – to tip for truly inattentive service.

What is not covered by travel insurance?


Baggage delay, damage, and loss

policies don't cover everything in your bags. Common travel insurance exclusions include glasses, hearing aids, dental bridges, tickets, passports, keys, cash, and cell phones.

Does your credit card give you travel insurance?


A number of credit cards provide various types of travel insurance

(including trip cancellation, trip interruption and car rental loss and damage insurance) when you use your card to pay for flights, rental cars and other travel expenses.

Is it too late to purchase travel insurance?

When Is It Too Late to Buy Travel Insurance? In general, you can buy coverage

any time before the date of your trip

. That said, it's always best to buy coverage as soon as you make your reservations.

Is the $200 deposit for Disney refundable?

A $200 deposit is required to hold a Walt Disney World resort package. This is

refundable up until 45 days prior to your vacation

. At 45 days, the balance of your vacation is due in full.

What is Disney's cancellation policy 2021?

For arrivals through April 30, 2021, Disney has

waived any regular change fees for cancelations up to the check-in date

. Normally, the cancelation fee is the deposit you paid when booking your reservation, which becomes non-refundable if you cancel shortly before your arrival date.

What happens if I need to cancel my Disney trip?

In most cases,

you will be assessed a $10 per person penalty for no-shows

. If you had many reservations for a large party, those penalty fees could be substantial. To avoid fees, be sure to cancel at least 24 hours in advance. You can do this on the Disney World website by logging into your Disney World account online.

Timothy Chehowski
Author
Timothy Chehowski
Timothy Chehowski is a travel writer and photographer with over 10 years of experience exploring the world. He has visited over 50 countries and has a passion for discovering off-the-beaten-path destinations and hidden gems. Juan's writing and photography have been featured in various travel publications.