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How Much Is Health Insurance For Byu-I Students?

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Last updated on 7 min read
Medical Disclaimer: This article is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional for diagnosis and treatment. If you are experiencing a medical emergency, call 911 or your local emergency number immediately.

For the 2025–2026 academic year, BYU-Idaho student health insurance premiums range from $1,200 to $1,800 per year, with costs varying by plan tier and coverage options.

Can a student take health insurance?

Yes, enrolled BYU-Idaho students are eligible to purchase the university-sponsored student health insurance plan unless they waive it with comparable coverage.

Here's how it works: Students enroll or waive the plan through their myBYU-Idaho portal under “Student Accounts” before each semester's deadline. The plan meets ACA requirements and covers basics like hospital stays and emergencies, but has gaps—dental and vision (beyond emergencies) aren't included unless you buy extra plans. Mental health services are limited too, so check the details carefully.

How do I waive BYU student health plan?

You may waive the BYU-Idaho student health plan through your myBYU-Idaho account before the deadline each semester (usually the last day to add/drop classes).

Now, don't wait until the last minute. Log in to your myBYU-Idaho portal, go to “Student Accounts,” then “Health Insurance,” and upload proof that you've got other coverage. The waiver's annual, and you'll need to show documents like your insurance card. Miss the deadline? You're automatically enrolled—and charged. No exceptions.

Does BYU accept Medicaid?

No, the BYU-Idaho Student Health Center no longer accepts Medicaid or Medicare as of 2024.

That's right—if you're on Medicaid, you'll need to pay out-of-pocket at the health center or find another clinic. For emergencies, local hospitals or urgent care centers might still take it, but don't count on it. Double-check with your state's Medicaid program for off-campus coverage, because the health center won't help.

Does BYUI have dorms?

Yes, BYU-Idaho offers on-campus dormitory housing in residence halls managed by the university.

Living on campus? You're in luck. The dorms sit close to classes, the Crossroads, and the Manwaring Center—no long walks in the cold. Your room includes utilities, internet, and basic cable, and meal plans are available through dining halls. Parking? Grab a permit from the BYU-Idaho Parking Office. Off-campus housing exists too, but freshmen under 20 usually must live on campus unless they get an exception.

Does BYU student health plan cover dental?

No, the BYU-Idaho student health insurance plan does not include dental coverage.

Routine cleanings and fillings? You're paying out-of-pocket or buying a separate plan. Some local clinics offer student discounts, and the university sometimes partners with dental schools for low-cost care. Need an emergency extraction? The health center can handle that, but don't expect routine checkups to be covered. Dental costs can add up quickly if you're not prepared.

Does BYU health insurance cover eye exams?

The BYU-Idaho student health plan does not cover routine eye exams or glasses.

Vision care isn't part of the package, so you'll need a separate plan—VSP or EyeMed often have student rates. Some local optometrists offer discounts or payment plans, which can help. Eye injuries might get covered, but call ahead to confirm. Honestly, this is one area where the plan falls short.

Does BYU student health plan cover birth control?

No, the BYU-Idaho student health insurance plan explicitly excludes coverage for birth control, contraception, and related services.

That includes pills, IUDs, and sterilization. If you need birth control for medical reasons like PCOS, you'll have to pay yourself or use another insurance plan. The university follows the Honor Code, which influences these decisions. It's frustrating, but that's the policy.

Why do students need insurance?

Students need health insurance because medical emergencies can result in high out-of-pocket costs without coverage.

Think about it: One ER visit can cost $1,000–$3,000, and a hospital stay? Over $10,000. Without insurance, you're looking at serious debt or delayed care—neither of which helps your GPA. The ACA requires most students to have coverage, and student plans give you access to care when you need it. It's not just about money; it's about staying healthy enough to finish your degree.

Why health insurance is important for students?

Health insurance protects students from unforeseen medical expenses that could derail academic progress and financial stability.

In 2025, nearly 20% of young adults skipped care because of costs, according to a KFF study. Insurance means you can get check-ups, mental health support, and manage chronic conditions without breaking the bank. International students? Your visa might require it. And let's be real—parents sleep better knowing you're covered. It's a small price for peace of mind.

Is Obama care good?

The Affordable Care Act (ACA or "Obamacare") has expanded coverage to over 20 million Americans but remains politically contentious.

Supporters love the subsidies for low-income folks, protections for pre-existing conditions, and letting young adults stay on parents' plans until 26. Critics argue premiums and taxes have gone up for some, and networks can be too narrow. The ACA's still around in 2026, but its future depends on politics. If you're shopping for plans, Healthcare.gov is your best bet for comparing options.

Is BYU Idaho a good school?

BYU-Idaho is ranked as a below-average quality school for a fair price within Idaho (as of 2025).

In state rankings, it came in 5th out of 8 for quality and 3rd out of 7 for value, per Niche. The school shines in affordability, strong religious ties, and online programs. Graduation rates vary by major, so research your field carefully. Campus life revolves around community, service, and the Honor Code. It's not Ivy League, but it delivers solid value for the price.

Is there a curfew at BYU?

Yes, BYU enforces a curfew as part of its Honor Code, requiring students to leave spaces of the opposite gender by midnight on weeknights and 1:30 a.m. on weekends (Friday and Saturday nights).

This rule applies to BYU-Provo's campus, where students in approved housing must follow it. BYU-Idaho has different policies, but if you're in BYU-Provo housing, expect to clear out by curfew. Exceptions happen for special events or emergencies, but violations go through the conduct system. It's all about safety and community standards.

Where do BYU students live?

Since fall 2022, BYU students (undergraduate and single) can live off-campus after completing two semesters on campus.

That's a big change—now you can choose apartments, shared housing, or even go home after sophomore year. Freshmen under 20 still must live on campus unless they get an exception. Provo has tons of off-campus options near campus, but do your homework: check neighborhoods, lease terms, and commute times before signing anything. It's a big decision with real consequences.

Can I live in unapproved housing BYUI?

No, BYU-Idaho requires all single students under 27 to live in approved housing unless they live at home with parents.

Approved housing includes dorms, BYU-Idaho approved apartments, and family housing. Need an exception? The Housing & Student Living Office handles those, but they're rare—usually only for medical, financial, or family hardship reasons. Break the rules? You could face discipline or lose housing eligibility. When in doubt, ask the BYU-Idaho Housing Office for guidance.

Does BYU have a dental school?

No, BYU does not have a dental school but offers a highly ranked pre-dental program.

It's one of the largest pre-dental programs in the country, and BYU grads often ace the Dental Admission Test and get into top dental schools. For actual dental care, you'll need to go off-campus—the health center only handles emergencies. The university partners with A.T. Still University in Arizona for dental education, but BYU itself doesn't grant dental degrees. If you're pre-dental, this program will set you up well, but you'll still need to apply to dental school later.

Edited and fact-checked by the FixAnswer editorial team.
James Park
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James is a health and wellness writer providing evidence-based information on fitness, nutrition, mental health, and medical topics.

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