bank stability

What Factors Affect The Banking Industry?

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What Factors Affect The Banking Industry? Studied bank-specific factors include bank size, profitability, cost of funding, capital adequacy and deposits. GDP, inflation and unemployment are the macroeconomic factors considered. We also perform liquidity trend analysis of Indian banks based on ownership. What are some historic legislation that affect current banking regulations? Financial Institutions Supervisory Act

What Makes Deposit Insurance Became Disadvantage To The Bank?

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What Makes Deposit Insurance Became Disadvantage To The Bank? Another disadvantage often argued is that deposit insurance causes moral hazard that motivates bank managers to take bigger risks because their depositors are insured. … Another big cause of moral hazard in banking besides using other people’s money is the too-big-to-fail policy. What is the drawback