What Is More Important Credit Score Or Credit History?

What Is More Important Credit Score Or Credit History? Both can be used by lenders to decide whether or not to grant you credit. Your credit score is important, but if you really want to dig into your credit and review your history, then you need your credit reports. If you’re looking to raise your

What Has The Greatest Impact On Your Credit Score?

What Has The Greatest Impact On Your Credit Score? Payment History Is the Most Important Factor of Your Credit Score. Payment history accounts for 35% of your FICO® Score. Four other factors that go into your credit score calculation make up the remaining 65%. What is the greatest contributor to your credit score? Payment history

Can Unpaid Maintenance Bills Affect My Credit Score?

Can Unpaid Maintenance Bills Affect My Credit Score? That’s right — unpaid medical bills can affect your credit scores. Typically, doctors and hospitals don’t report debts to credit bureaus. Rather, they turn their unpaid bills over to a debt collector and it is the collection agency that reports them. Do utility bills count towards your