What Tense Is Credit?

What Tense Is Credit? present tense I/you/we/they credit he/she/it credits present participle crediting past tense credited What is the future tense of credit? I will/shall have credited. You/We/They will/shall have credited. He/She/It will/shall have been crediting. I will/shall have been crediting. What tense is used in Chapter 3? If you are at the proposal stage