homeowners insurance

What Insurance Can You Sell With Property And Casualty?

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What Insurance Can You Sell With Property And Casualty? Auto insurance. Homeowners insurance. Flood protection. Earthquake insurance. Umbrella liability insurance. Workers’ compensation insurance. Commercial auto insurance. Commercial liability insurance. What insurance falls under property and casualty? Types of P&C insurance are homeowners insurance, condo insurance, co-op insurance, HO4 insurance, liability insurance, pet insurance, and car

What Is Considered A Covered Peril?

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What Is Considered A Covered Peril? In homeowners insurance, a “covered peril” is an event the insurance company agrees to reimburse you for should you file a claim. Covered perils include fire, lightning strikes, windstorms and hail, weight of snow and ice, theft, and vandalism. Homeowners insurance also spells out which perils are not covered.

What Is Coverage B On A Homeowners Policy?

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What Is Coverage B On A Homeowners Policy? In insurance lingo, it’s also called Coverage B and is only included in homeowners insurance because renters and condo owners don’t actually own the property their home resides on. Therefore, they’re not solely responsible to pay for any damaged items, such as a fence, if a covered

What Is Section II Of A Homeowners Policy?

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What Is Section II Of A Homeowners Policy? Section II of a typical homeowners policy contains a provision whereby your insurance company agrees to defend and indemnify you for damages you become liable to pay a third-party for certain “bodily injury” or “property damage” that results from an “occurrence.” What are the sections of a

What Is A Casualty Broker Agent?

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What Is A Casualty Broker Agent? Property and casualty insurance agents and brokers sell policies that help individuals and companies cover expenses and losses from such disasters as fires, burglaries, traffic accidents, and other emergencies. These salespeople may also be known as fire, casualty, and marine insurance agents or brokers. What does a property and

Will Homeowners Insurance Cover Damage Caused By The Repair?

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Will Homeowners Insurance Cover Damage Caused By The Repair? Under the same circumstances, your personal property coverage should pay to replace or repair items such as rugs. If damage to your cabinets occurs, your dwelling coverage should repair or replace them. But if leaking pipes cause damage due to improper maintenance, the insurer will deny

Will Home Insurance Companies Drop You Becasu Of A Dog?

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Will Home Insurance Companies Drop You Becasu Of A Dog? Can Homeowners Insurance Drop You Because Of A Dog? It’s unlikely that your homeowners insurance will drop you because of a dog. However, if your dog falls under the provider’s “breed list” that determines which breeds they will or will not cover, you may be

Will Allstate Cover Your Home With A Dog?

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Will Allstate Cover Your Home With A Dog? Does Allstate homeowners insurance have dog breed restrictions? Allstate writes policies based on a specific dog’s demeanor and bite history rather than refusing coverage for homeowners who have certain high-risk dog breeds. Do you have to tell your homeowners insurance about a dog? Yes, you should tell

Will American Family Insurance Cover A Basement Leak Repair?

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Will American Family Insurance Cover A Basement Leak Repair? It will cover a foundation leak only if the leak occurred due to a covered cause. For example, if the plumbing in the soil surrounding the home leaks and cracks the foundation, the underlying cause is a covered plumbing issue. The foundation leak would be covered.