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housing debt

What Is GDS In Real Estate?

January 24, 2024 by Ahmed Ali

What Is GDS In Real Estate? The gross debt service (GDS) ratio is a debt service measure that financial lenders use to assess the proportion of housing debt that a borrower is paying in comparison to their income. How is GDS calculated? Gross Debt Service (GDS) To calculate your GDS ratio, you’ll need to add

Categories Finance and Business Tags housing debt, mortgage credit, mortgage payments, mortgages, property taxes

What Is A Good TDS Ratio?

January 24, 2024 by Juan Martinez

What Is A Good TDS Ratio? Borrowers should generally strive for a gross debt service ratio of 28% or less. You may also hear GDS and TDS referred to as Housing 1 and Housing 2 ratios respectively. What is a good GDS ratio? The gross debt service (GDS) ratio is a debt service measure that

Categories Education and Communications Tags housing debt, mortgage ratio, proportion, ratio, ratios

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