loan decisions

What Factors Do Lenders Consider When Making Loans?

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What Factors Do Lenders Consider When Making Loans? Your credit. … Your income and employment history. … Your debt-to-income ratio. … Value of your collateral. … Size of down payment. … Liquid assets. … Loan term. What is the main factor lenders consider? What is the main factor lenders consider in determining a person’s creditworthiness?

What Factors Do Lenders Consider When Reviewing An Application For A Loan?

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What Factors Do Lenders Consider When Reviewing An Application For A Loan? What factors do lenders consider when reviewing an application for a loan? Your credit. … Your income and employment history. … Your debt-to-income ratio. … Value of your collateral. … Size of down payment. … Liquid assets. … Loan term. What factors do