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How Do Health Assessment For Insurance Test For Nicotine?

January 24, 2024 by Carlos Perez

How Do Health Assessment For Insurance Test For Nicotine? The hair test is the most accurate nicotine test for life insurance, but it’s also the most expensive. Most insurance companies rely on saliva or blood tests for nicotine unless they have reason to use the hair test. How do health insurers know if you smoke?

Can A Smoker Get A Catastrophic Health Insurance?

January 24, 2024 by Sophia Kim

Can A Smoker Get A Catastrophic Health Insurance? You won’t be denied life insurance solely because you smoke, though you’ll probably pay more than someone who doesn’t smoke. Many life insurance companies offer coverage for smokers. What if you lie about smoking on life insurance? You could be denied a life insurance policy if you