Do Benefits Have To Be Offered To All Employees?

Do Benefits Have To Be Offered To All Employees? There are no federal laws requiring plans to provide the same benefit coverage to all employees. The Patient Protection and Affordable Care Act (PPACA) requires employers with 50 or more employees to either offer employees health care coverage or pay a fee, but the law does

Is It Too Late To Change My Medicare Supplement Plan?

Is It Too Late To Change My Medicare Supplement Plan? Is there a time limit or deadline for changing Medicare supplement plans? No there is not. Once your six-month open enrollment period has expired, you can change anytime. However, there’s generally no reason to change unless you’ve had a rate increase and are shopping for

What Qualifies You For Special Enrollment Period?

What Qualifies You For Special Enrollment Period? You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child. Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll

What Is The Purpose Of Open Enrollment?

What Is The Purpose Of Open Enrollment? The open enrollment period was put into place to discourage adverse selection – which happens when sick people sign up for health insurance and healthy people don’t. It greatly skews the amount of risk a health plan takes when insuring customers. The open enrollment period is to prevent

Can I Still Get Health Insurance For 2019 In Virginia?

Can I Still Get Health Insurance For 2019 In Virginia? Virginia expanded Medicaid in 2019, so as expected, enrollment in private plans through Virginia’s exchange dropped substantially for 2020. People with income between 100% and 138% of the poverty level used to be eligible for premium subsidies to offset the cost of private plans in

Can I Change Medicare Advantage Plans Without Answering Health Questions?

Can I Change Medicare Advantage Plans Without Answering Health Questions? If you’ve had your Medicare SELECT policy for more than 6 months, you won’t have to answer any medical questions. Use your guaranteed issue right to buy any Medigap Plan A, B, C, F, K, or L that’s sold in most states by any insurance

Can I Get Arizona Health Insurance Mid Year?

Can I Get Arizona Health Insurance Mid Year? You can enroll in a Marketplace plan for the rest of the year if you qualify for: A Special Enrollment Period due to a recent life event, like losing other coverage, moving, getting married, or having a baby. A new Special Enrollment Period based on estimated household