How Do You Become Financially Responsible?

How Do You Become Financially Responsible? Credit Cards and Debt. Consider the Interest. Acting in Your Own Best Interest. Paying Yourself First—Saving. Emergency Fund. Don’t Keep Up with the Joneses. Budgeting. A Very Personal Definition. What causes financial irresponsibility? Significant debt, physical stress, relationship problems are among some of the adverse effects of financial irresponsibility.