premium rates

What Are The Factors Which Affect Premium Of A Policy?

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What Are The Factors Which Affect Premium Of A Policy? Age. Your date of birth is the top factor affecting your life insurance premium. … Gender. Women tend to live longer than men. … Health History. … Family Health History. … Smoking. … Hobbies. … Occupation. … The Policy. What factors affect the premiums of

How Are Group Health Insurance Premiums Calculated?

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How Are Group Health Insurance Premiums Calculated? It’s like, say, your monthly cable bill. For group health coverage, premiums are calculated for each employee who enrolls in the plan (plus the cost to add a spouse and/or dependents, if applicable), and then all of those individual premiums are added together to get the group’s total