retirement investments

What’s The 50 30 20 Budget Rule?

by

What’s The 50 30 20 Budget Rule? The 50-20-30 rule is a money management technique that divides your paycheck into three categories: 50% for the essentials, 20% for savings and 30% for everything else. 50% for essentials: Rent and other housing costs, groceries, gas, etc. What percentage of my paycheck should I save Dave Ramsey?

Do Mutual Funds Pay A Guaranteed Rate Of Return?

by

Do Mutual Funds Pay A Guaranteed Rate Of Return? Do mutual funds pay a guaranteed rate of return? Mutual funds do not guarantee returns. Also, mutual funds have an element of risk. Simply put, they do not offer risk-free higher returns. If you want higher returns, you should be able to take some risk. Do