Should I Get A Student Credit Card Or Regular Credit Card? Student credit cards are designed to help you start building credit. They function like regular credit cards, except they tend to offer lower credit limits and little to no incentives. You don’t necessarily have to be a student to qualify for a student credit
What Is A Student Credit Card? A student credit card is a credit card that is offered to students at the college level. Any student beyond the age of 18 years is eligible to apply for the credit card as it does not have an income eligibility limit. These credit cards have lower interest rates
What Factors Are Important When Choosing A Credit Card? What factors are important when choosing a credit card? Annual Percentage Rate (APR). This is the cost of borrowing on the card, if you don’t pay the whole balance off each month. … minimum repayment. … annual fee. … charges. … introductory interest rates. … loyalty