Does Accidental Death Insurance Cover Accidental Overdose?

Does Accidental Death Insurance Cover Accidental Overdose? Life insurance covers accidental deaths. If you die from an accidental drug overdose, motor vehicle accident, poisoning, drowning or another tragedy, your beneficiaries will receive the death benefit. What types of death are not covered by life insurance? Dishonesty & Fraud. … Your Term Expires. … Lapsed Premium

Does Healthcare Cover Drug Overdose?

Does Healthcare Cover Drug Overdose? The quick answer is yes. Life insurance policies do cover drug overdose deaths. It doesn’t matter what the substance is or how illegal it is to possess it. Life insurers will pay out the policy’s death benefit, even if the insured’s death resulted from an overdose of drugs or alcohol.