Is It Bad To Have No Balance On Credit Cards? The standard recommendation is to keep unused accounts with zero balances open. A zero balance on a credit card reflects positively on your credit report and means you have a zero balance-to-limit ratio, also known as the utilization rate. Generally, the lower your utilization rate,
Is It Bad If A Credit Card Company Closes Your Account? Having a card account closed by the issuer can hurt your credit scores. … Credit card issuers have only so much credit they’re able to extend to their customers, so they may cancel your account and give that line of credit to someone who
Does One Rep Work? Yes. In my tests, especially for the OneRep Family Plan, OneRep works and is definitely worth it – the scans are fast, they are transparent in where they “find” data, and OneRep did remove my personal information from data brokers. Is OneRep com a safe site? Business Response As previously mentioned