You'll need a 640 credit score or higher for most gas cards. That's fair credit or better. At this credit level, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card.
What is the easiest gas card to be approved for?
- Discover it® Secured Credit Card: $0 annual fee. ...
- Credit One Bank® Platinum Visa® for Rebuilding Credit: Annual fee of $75 intro 1st yr, $99 after. ...
- Walmart® Store Card: $0 annual fee. ...
- Shell Gas Card: $0 annual fee. ...
- Chevron and Texaco Gas Card: $0 annual fee.
Can I get a gas credit card with bad credit?
You'll need a 640 credit score or higher for most gas cards. That's fair credit or better. At this credit level, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card.
What is the minimum credit score for a Shell gas card?
The typical applicant approved for the Shell Drive for Five card will have at least fair credit, which means a score of 620 or higher . To apply for a Shell card or read its terms and conditions, head to the Shell US website using the link below.
Is there a credit card for gas only?
Gas cards generally are issued in two versions: gas-only branded cards , which you can only use at that station, or co-branded cards that are a Visa or MasterCard and can be used almost anywhere. Like retail-store cards, gas cards typically carry low credit limits and interest rates that hover at about 25%.
What credit score do you need to get an Exxon gas card?
Application Approved : 625 FICO Score .
How do I build credit with a gas card?
Gas cards can help build your credit score . Retail cards, like gas cards, typically approve consumers with lower credit scores and report to the credit bureaus so that cardholders who pay as agreed can build a positive credit history.
What is the best gas card to get?
- Citi Rewards+ ® Card: Best for everyday spending.
- Sam's Club® Mastercard®: Best wholesale club card.
- Blue Cash Preferred® Card from American Express: Best for gas and groceries.
- Blue Cash Everyday® Card from American Express: Best for no annual fees.
What bank does Shell gas card use?
Shell has two store-branded cards issued by Citibank : the Shell Fuel Rewards Card and the Shell Fuel Rewards Mastercard.
What credit score do you need for a Walmart credit card?
What credit score is needed for a Walmart credit card? The Capital One® Walmart Rewards® Card specifies that it is looking for applicants with Excellent/Good credit. That generally specifies a credit score of 600 or higher .
Is it smart to use a credit card for gas?
A credit card offers additional protection at the pump because the funds are not immediately withdrawn from your account. Using a debit card for gas is risky, as credit thieves favor gas stations and might be able to access your account with your personal identification number (PIN) by using a device called a skimmer.
What is the fastest way to build credit?
- Pay bills on time.
- Make frequent payments.
- Ask for higher credit limits.
- Dispute credit report errors.
- Become an authorized user.
- Use a secured credit card.
- Keep credit cards open.
- Mix it up.
How can I get a free gas card?
Free gas vouchers or cards as well as general transportation assistance is offered by most Salvation Army centers and some other local churches or non-profit charities that often partner with the United Way near you.
Are gas cards hard to get?
Some gas cards are fairly easy to get approved for, either because they are gas-only credit cards or regular rewards cards geared to consumers with poor credit. Gas cards report to the three credit bureaus, which can help you build credit over time. Gas cards can help you earn rewards or discounts when you fill up.
What bank is Exxon credit card?
ExxonMobil BusinessPro and ExxonMobil FleetPro are issued by WEX Bank. The ExxonMobil Smart Card is issued by Citibank, N.A.
Is a gas card worth it?
Bottom Line. A general rewards card that offers cash back on gas is often a better deal—though could be harder to get, depending on your credit history—than an oil-company card. A general credit card will likely pay more rewards for non-gas purchases, but if you drive a lot, a gas credit card might be worth it .
