Technically, lying about your address on your Auto Insurance form isn’t a crime . However, there are serious consequences if you’re caught lying about your address. Insurance companies call lying about your zip code “material misrepresentation of the risk,” more commonly referred to as fraud.
Is it illegal to lie about your address?
When you lie about where you live and submit false proof of residency documents, you may be committing felony records tampering . Even if you have the best intentions for your kids, providing an address that isn’t yours is still fraud.
Can you lie about your address?
Address fraud is a type of fraud in which the perpetrator uses an inaccurate or fictitious address to steal money or other benefit, or to hide from authorities. The crime may involve stating one’s address as a place where s/he never lived, or continuing to use a previous address where one no longer lives as one’s own.
Do insurers check address?
When you apply for auto insurance, your auto insurance company will ask for an address . You give them the address, then they give you auto insurance based on the ZIP code stated in that address. ... However, they find that you have listed your address as a separate location in a small town to get lower insurance prices.
Is it a crime to use someone elses address?
Technically, it isn’t explicitly illegal for someone to use your address . However, using a mail address without permission or using it as your own when it isn’t, could be deemed address fraud. In some states, it would result in jail time!
What can I do if someone is falsely using my address?
Calling your local post office won’t do much to actually report the person or entity who is using your address illegally. For this, you will need to call the United States Postal Inspection Service .
What can someone do with your address?
With a name and address, a thief can change your address via U.S. Postal Service and redirect mail to their address of choice , Velasquez says. With access to your financial mail, the thief may intercept bank statements and credit card offers or bills, then order new checks and credit cards.
Can I use someone else’s address for car insurance?
Can you insure a car at a different address than where you live? It’s illegal to live at one address while using another address for car insurance . The exception is if you are a college student, as college students’ car insurance addresses are still their parent’s primary address, not their college address.
Does your address affect car insurance?
Moving to a new address can affect your car insurance premiums in a big way. Typically, if you move from a suburban area into a large city, your premiums will rise significantly due to the increased risk of theft and damage to the vehicle.
Can I put a different address on my car insurance?
No, getting car insurance with a different address is considered fraud. ... Car insurance companies check your address , so as tempting as using another address for car insurance might be, that can be risky. One great, legal way to save money on your car insurance rates is to find the lowest quote and go with that company.
Can I throw away mail not addressed to me?
Yes. It is a federal crime to open or destroy mail that is not intended for you. The law provides that you can not “destroy, hide, open, or embezzle” mail that is not addressed to you. If you intentionally open or destroy someone else’s mail, you are committing obstruction of correspondence, which is a felony.
Why do I keep getting mail for someone else at my address?
Most of the time, if you’re getting mail intended for someone else it’s for one of two reasons: (1) it’s for a neighbor and your postal carrier made a mistake , or (2) it’s for the previous tenant or homeowner who lived at your address.
How do I stop someone else’s mail from coming to my address?
So what should you do to make that happen? First of all, don’t throw the mail away, reminds PureWow. Instead, write “not at this address: return to sender” on the envelope and cross out the bar code on the bottom to make sure the message reaches human eyes. Then put it back in the mailbox.
How do I stop someone using my address?
But understandably, you’ll want to stop them using your address. Simply write ‘not at this address’ or ‘moved away’ on the envelopes , and post them back to the senders. You don’t need to put new stamps on them. The senders should soon stop sending correspondence to your address.
Why was I charged $40 to change my address?
The U.S. Postal Service charges only $1.05 for an online change-of-address filing. This credit card charge is necessary for identity verification and, in turn, fraud protection. If you see anything indicating you’ll be paying more than $1.05 to change your address online, you’re not in the right place.
How do I know if someone changed my address?
If you don’t know the correct location or hours, call (800) ASK-USPS or visit usps.com. Ask the postal clerk to check the records and see if any address changes were made in your name.
