What If Someone Has Your Social Security Number And Date Of Birth?

by | Last updated on January 24, 2024

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  • Open Financial Accounts. Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. …
  • Get Medical Care. …
  • File a Fraudulent Tax Refund. …
  • Commit Crimes. …
  • Steal Your Benefits.

Should I be worried if someone has my Social Security number?

If you suspect somebody has your Social Security Number — whether they stole it from a company (like Equifax) or you gave it to them voluntarily — it's important

to set up credit monitoring

. Typically your bank or the company that was breached will provide this to you for free.

What can someone do with my SSN and DOB?

  • Open Financial Accounts. Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. …
  • Get Medical Care. …
  • File a Fraudulent Tax Refund. …
  • Commit Crimes. …
  • Steal Your Benefits.

Does your Social Security number show your date of birth?

For the average American, the Social Security Number holds special significance.

It follows you from birth to death

and can act as a key to a variety of sensitive information – bank accounts, tax returns, driver's license information, residences, etc.

How do I check to see if someone is using my Social Security number?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit

www.socialsecurity.gov/statement/

.

What do I do if I gave a scammer my Social Security number?

You may reach the FTC's identity theft hotline toll free at

1-877-IDTHEFT

(1-877-438-4338) or visit their website at www.ftc.gov/idtheft. Consider placing a fraud alert on your Social Security number. A fraud alert can make it harder for an identity thief to open more accounts in your name.

Can someone steal my identity with just my Social Security number?

A dishonest person who has your

Social Security number

can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. … The Social Security Administration protects your Social Security number and keeps your records confidential.

What should I do if someone has my Social Security number?


File a police report or a Federal Trade Commission (FTC) Identity Theft Report

. This will help in case someone uses your Social Security number to commit fraud, since it will provide a legal record of the theft.

What to do if someone has last 4 digits of SSN?


Contact the Federal Trade Commission

This report can help prevent future fraud that the thief may commit. If someone has already used your SSN for fraudulent purposes, call the Social Security Fraud Hotline at (800) 269-0271.

How can I find out if someone is using my identity?

  1. Track what bills you owe and when they're due. If you stop getting a bill, that could be a sign that someone changed your billing address.
  2. Review your bills. …
  3. Check your bank account statement. …
  4. Get and review your credit reports.

What bank is my Social Security number linked to?

Your SSN is tied to Social Security Administration which is tied directly to

the Federal Reserve System

, which is privately owned by stock-holding banks, one of which is Barclay's, a Royal Britich Bank, as well as several American banks, which are also British owned and controlled.

Do you automatically get a Social Security number at birth?


Most people apply for their child's Social Security number at birth

, usually at the hospital. When the time comes for your child's first job, the number is already in place. For more information on getting your child a Social Security number and card, check out Social Security Numbers for Children.

Who had the first Social Security number?

This particular record, (055-09-0001) belonged to

John D. Sweeney, Jr.

, age 23, of New Rochelle, New York. The next day, newspapers around the country announced that Sweeney had been issued the first SSN.

Can you put a freeze on your Social Security number?

People generally freeze a Social Security number in case of identity theft; however,

the service is available to anyone

. … Step 2: Go online — the fastest way to freeze a Social Security number is to go straight to the websites of all three major credit bureaus: TransUnion, Equifax, and Experian.

How can I tell if someone opened a bank account in my name?

The best way to find out if someone has opened an account in your name is

pulling your own credit reports to check

. Note that you'll need to pull your credit reports from all three bureaus — Experian, Equifax and TransUnion — to check for fraud since each report may have different information and reporting.

What to do if you know who stole your identity?

  1. File a claim with your identity theft insurance, if applicable.
  2. Notify companies of your stolen identity.
  3. File a report with the Federal Trade Commission.
  4. Contact your local police department.
  5. Place a fraud alert on your credit reports.
  6. Freeze your credit.
Charlene Dyck
Author
Charlene Dyck
Charlene is a software developer and technology expert with a degree in computer science. She has worked for major tech companies and has a keen understanding of how computers and electronics work. Sarah is also an advocate for digital privacy and security.