| Type of Charge Amount | Over-limit payment 2.5% of the over-limit amount subjected to a minimum of Rs.500. | Fuel surcharge 1% of the fuel purchase amount will be waived | Reissue of lost, stolen or damaged card Rs.100 | Cheque pickup fee Nil |
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What is fuel surcharge on HDFC debit card?
For example HDFC Bank Debit Card allows its customers to spend 0% on fuel surcharge on fuel purchases at government petrol stations. The surcharge waiver is valid for HDFC Bank Debit Cards swiped in HDFC Bank terminals at selected Government petrol stations only.
What is the penalty for HDFC credit card?
| If the statement balance is Late payment charges | Between Rs.100 to Rs.500 Rs.100 | Between Rs.501 to Rs.5,000 Rs.400 | Between Rs.5,000 to Rs.10,000 Rs.500 | Above Rs. 10,000 Rs.750 |
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How can I redeem my HDFC credit card points for petrol?
- Redeem Fuel Points through NetBanking towards catalogue products (where 1 FP = upto 20 paise)
- Redeem Fuel Points as CashBack on your IndianOil HDFC Bank Credit Card. ( Cashback Redemption against Statement balance where 1 FP = 20 Paise) Cost per Point (in Rs.) IOCL Fuel Points (in Rs.)
How do I avoid annual fee for debit card?
- Find a bank that waives ATM fees. Many institutions will waive your ATM fees up to a certain amount. ...
- Find free checking. ...
- Use in-network ATMs. ...
- Get cashback. ...
- Find a debit card that is tied to rewards.
How can I waive my debit card annual fee?
- Cash always works. OK. ...
- Withdraw cash from a bank ATM. The banks currently aren’t planning to charge customers who use their debit cards to withdraw cash. ...
- Upgrade accounts. ...
- Switch banks. ...
- Use a credit card. ...
- Pay with a check. ...
- Switch to mobile payments. ...
- Use electronic checking.
What is the grace period for HDFC credit card payment?
Grace period –The Reserve Bank of India (RBI) has notified via a circular that the late payment charge on a card is to be effected only if the amount due is not paid for more than three days from the payment due date .
What happens if I overpay my credit card balance HDFC?
Charges on ‘over limit’ applied by several banks are: HDFC Bank: 2.5 percent on the ‘over limit’ amount , subject to a minimum of Rs 500. State Bank of India: 2.5 percent of the over-limit amount or Rs 500, whichever is higher will be levied.
How can I waive my credit card late charges?
- Setting Up Automatic Payments or Notifications. It’s easy to lose sight of when your credit card payment is due. ...
- Opening a Balance Transfer Card. ...
- Using a Credit Card Payoff App.
Can I convert HDFC reward points to cash?
Yes , you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. ... The amount will be added to your credit card account, which can be used to pay the outstanding principal.
What is the value of HDFC reward points?
| Bank’s Name Reward Point Name Value in Rupees | HDFC Bank Credit Card Reward Points INR 0.30 | HDFC Bank Credit Card All Miles INR 0.50 | ICICI Bank Credit Card PAYBACK Points INR 0.25 | RBL Bank Credit Card Reward Points INR 0.25 |
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How HDFC reward points are calculated?
You can earn 2 Reward Points for every Rs 150 you spend on this card and get 2x Reward Points on all online transactions. You can choose to redeem these Reward Points for CashBack credit where 100 Reward points equals to Rs 0.20 or airmiles across major airlines programmes where 1 point equals Rs 0.30.
Is there annual fee for debit card?
The annual maintenance charges vary with the cards issued. For the classic cards, most banks like SBI, HDFC, PNB, Axis bank charges between Rs 100-150 , while bank of india charges Rs 60 for semi urban and rural area and Rs 120 for metro and urban area.
What is HDFC debit card annual fee?
| Description of Charges Premium Salary Account | Phonebanking – Non IVR Free | ATM Card Free | ATM Card – Replacement charges Rs. 200 (plus taxes as applicable) | Debit Card – Annual Fee – Regular / Rewards Free |
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Why am I being charged to use my debit card?
There may be fees for using your debit card. Examples: Some banks charge a fee if you enter a PIN (Personal Identification Number) to conduct a transaction instead of signing your name. You may trigger a fee if you overdraw your account using your debit card, just as you would if you “bounced” a check.
Is HDFC debit card free?
There are no charges for using the Debit Card at domestic merchant locations and websites.
