What Type Of Credit Cards Does Home Depot Accept?

by | Last updated on January 24, 2024

, , , ,

We can accept

VISA, MasterCard, American Express, Discover and PayPal

. Neither The Home Depot Consumer Credit Card nor The Home Depot Commercial Revolving Charge Card can be accepted as payment for an eGift Card purchase because this site is operated by The Home Depot's third-party partner, CashStar.

Can you pay Home Depot with a credit card?

In addition to being able to pay online, Home Depot also

has a mobile app where credit card holders can also pay their bills

. … Select your credit card; the consumer credit card is listed at the top. Select “Pay and Manage” next to the card. Follow the prompts to complete your payment.

Can I pay off my Home Depot credit card with another credit card?


Yes

, if you have a credit card that allows balance transfers, you can move all or part of a balance from another card to it. … If the new card has 0% APR on balance transfers for up to 18 months, for example, you can transfer an existing balance and pay it off in that time without paying more in interest.

What forms of payment does Home Depot accept?

Home Depot accepts

and debit cards

on the 4 major networks, along with other forms of payment such as cash and gift cards. Customers can use a personal check to pay for items at Home Depot stores, but not for online purchases, including pickup and delivery orders.

How do I pay Home Depot?

Here's how you can pay your Home Depot® Credit Card:

Online: Log in to your Home Depot® Credit Card online account to make a payment. By Phone:

Call Home Depot® Credit Card customer service at (800) 677-0232

. By Mail: You can mail your payments to the Home Depot card payment address.

Can I use my Home Depot credit card in a Home Depot in Mexico?

Home Depot's credit

card can only be used for purchases and rentals

(except for gift cards) at Home Depot stores and online as of 2021. Unfortunately, the Home Depot credit card cannot be used at Walmart or Lowe's and cannot be used internationally in Mexico or for the purchase of gasoline.

Does Home Depot have contactless payment?

While not an official partner for Apple Pay,

the presence of NFC terminals at many Home Depot locations across the country has enabled

the contactless payment service to work as normal at select stores in the home improvement chain.

Can Home Depot look up credit card?

According to Home Depot, store associates can look up receipts for purchases made with a Visa, MasterCard, American Express, or Discover credit or debit

card within 30-days

.

Does Home Depot accept venmo?

Following a test beginning last year, users can now use Venmo on millions of mobile sites where PayPal is accepted —

anywhere from Lululemon to Home Depot

to Forever 21. … Venmo is expected to make $40 billion in transactions this year.

Can you pay Home Depot with AfterPay?

Home Depot accepts Quadpay and Klarna to purchase general merchandise as of 2021 but does not accept these for installation and other services. … AfterPay, Sezzle, Afterpay, and

Affirm are not accepted at Home Depot

.

Does Home Depot credit card report to credit bureaus?

Home Depot predominantly

uses the Equifax, Experian, and TransUnion credit bureaus

in the United States for checking the eligibility of customer applications for a store credit card.

How do I activate my Home Depot credit card?

There are two ways to activate your Home Depot Credit Card: The first is by

calling the Home Depot dedicated activation telephone number at 1-866-875-5488

. The second is online, by registering here. You will be then required to log in to your Home Depot account to activate your new card.

Can I pay with Google pay at Home Depot?


Home Depot does not currently accept Google Pay as a mobile payment method for Android users in 2021

. However, Home Depot does accept Samsung Pay at most store locations. Alternatively, Home Depot customers can pay using Visa, MasterCard, Amex, Cash, and PayPal.

Can you use Home Depot store credit online?

Can I Use My Home Depot Store Credit Online?

Home Depot Store Credit cannot be used online to make purchases

. This policy was implemented by Home Depot to protect customers from buying fraudulent Store Credit online.

Where can I use my Home Depot consumer credit card?

You can't use the Home Depot® Credit Card outside of Home Depot stores and the Home Depot website, because it's a store card. Regular credit cards are part of a card network – Mastercard, Visa, Discover, or American Express – so those cards

can be used anywhere the card's network is accepted

.

Is the Home Depot credit card a Visa or Mastercard?

The Home Depot Consumer Credit Card is an in-house store credit card offered by the home improvement retailer.

It does not carry a Mastercard or Visa logo

. That means that you can use it only for purchases at your local The Home Depot store or through the retailer's app and website.

Is Home Depot card through Citibank?

The Home Depot Consumer Credit Card,

issued by Citi

, charges no interest for the first six months on purchases of $299 or more. During special promotional periods, you may qualify for up to 24 months of no interest on certain larger purchases.

Can you pay with cash at Home Depot?

If you are looking for a faster payment method, Home Depot also accepts American Express, Discover, MasterCard, and Visa credit or debit cards in-store and online. What is this? Customers can also use The Home Depot Consumer credit Card. Alternatively,

you may pay with cash

.

Can you Apple pay at Home Depot?


Home Depot does not accept Apple Pay

, but it does give you plenty of other options to pay for your purchases. If you have a PayPal account, then you'll find several options to pay at Home Depot. Even if you only have a credit or debit card, you can still shop at Home Depot.

Do you need a pin for Home Depot credit card?

The retailer says that

Visa and Mastercard issuers should require PINs, not signatures

, at the register. … However, the Home Depot suit and a similar one recently filed by Walmart against Visa claim that the system was executed poorly, leaving credit card transactions vulnerable to fraud.

How often does Home Depot have special financing?

You get

24 months of financing for purchases of $5,000 or more

; 12 months for purchases of $1,000-$5,000; and 6 months for $299-$999. You also get up to a year to return a product. Plus, Home Depot regularly runs promotions to encourage you to finance purchases with the card.

Is Quadpay the same as Afterpay?

QuadPay, in contrast,

does not support as many stores as Afterpay

, but the nature of the service allows shopping anywhere where Visa is accepted. Like Afterpay, you can add the virtual card to your payment app and use it in-store and online.

Is Klarna based on credit?

Klarna performs a

soft credit check

which does not affect your credit score and will not be visible to other lenders when: Deciding to ‘Pay in 4 interest-free installments' Preferring to ‘Pay in 30 days' Applying for Monthly Financing.

What is Quadpay?

Quadpay is one

of the up-and-coming payment platforms

—like Klarna and Afterpay—that operate in this sector. They offer users the option to pay for their purchases in four interest-free installments every two weeks at any retailer that accepts Visa. … Get a Wise debit card today to always pay at the mid-market rate!

Does Home Depot do a hard credit check?

Unlike Bank of America, Home Depot

runs a HARD credit inquiry

which showed up immediately on Credit Karma.

Is a Home Depot credit card hard to get?


Yes

, the Home Depot Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Home Depot Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.

Does Home Depot store credit card expire?

The HD Consumer Credit

Card has no expiration date

. However, the account will be closed if it is not used for an extended time. Unless you don't use it for over a year, it won't expire.

Do Home Depot store credit expire?

Both plastic

and eGift Cards have no fees or expiration dates

and are redeemable at any The Home Depot store or online at homedepot.com.

Is store credit the same as a gift card?


No they're not the same

. A store credit is issued to you when you return an item to the store. Instead of giving you your refund in cash, you will have to buy something in the store using the credit. A gift card is purchased from a store for whatever denomination you want to give as a gift to someone.

How long does it take to get approved for Home Depot credit card?

Whether you apply online or in person, the approval process usually takes place on the spot, and you will receive your card

within 14 days

. In the event the Home Depot can't provide an instant credit decision, you'll be notified within 30 days by U.S. mail to advise you of your application status.

Does Home Depot require a card activation?

Before using a Home Depot gift card,

you must activate it

. You can't register the gift card to protect your balance. But you can avoid theft by purchasing Home Depot gift cards online, or by selecting a card that still has the PIN masked.

Timothy Chehowski
Author
Timothy Chehowski
Timothy Chehowski is a travel writer and photographer with over 10 years of experience exploring the world. He has visited over 50 countries and has a passion for discovering off-the-beaten-path destinations and hidden gems. Juan's writing and photography have been featured in various travel publications.