Who Doesn’t Get Health Insurance?

by | Last updated on January 24, 2024

, , , ,

Who are the uninsured? Most uninsured people have at least one worker in the family.

Families with low incomes

are more likely to be uninsured. Reflecting the more limited availability of public coverage in some states, adults are more likely to be uninsured than children.

What causes people to not have health insurance?

uninsurance has been attributed to a number of factors, including

rising health care costs, the economic downturn, an erosion of employer-based insurance, and public program cutbacks

. Developing effective strategies for reducing uninsurance requires understanding why people lack insurance coverage.

Who are the uninsured in the US?

Consequently, the US uninsured rate will likely grow. According to the CBO, the number of American citizens who are uninsured in 2020 is

around 31 million

. This number is expected to increase significantly due to the changing mindset of the population.

How many US citizens do not have health insurance?

An estimated

9.6%

of U.S. residents, or 31.1 million people, lacked when surveyed in the first six months of 2021, according to preliminary estimates from the National Health Interview Survey released yesterday by the Centers for Disease Control and Prevention.

What race is least likely to have health insurance?

As of 2019, nonelderly

AIAN, Hispanic, NHOPI, and Black

people remained more likely to lack health insurance than their White counterparts (Figure 2). The higher uninsured rates among these groups largely reflects more limited rates of private coverage among these groups.

What age group is least likely to have health insurance?

Being uninsured is largely a problem of the young, with 59% of uninsured persons

under the age of 35

. Most at risk are adults aged 18 to 34 years; almost 3 out of every 10 persons in this age group lack health insurance.

What age group is the most uninsured?

Characteristic Uninsured percentage Uninsured rate
0-18 years

15.7% 5.6%
19-25 years 15.4% 14.4% 26-34 years 21.2% 14.2% 35-44 years 19.1% 12.4%

How much does the average American pay in health insurance?

The average annual cost of health insurance in the USA is

$7,470 for an individual and $21,342 for a family

as of July 2020, according to the Kaiser Family Foundation – a bill employers typically fund roughly three quarters of.

What percentage of US population is uninsured?

Highlights. In 2018,

8.5 percent

of people, or 27.5 million, did not have health insurance at any point during the year. The uninsured rate and number of uninsured increased from 2017 (7.9 percent or 25.6 million).

Is it better not to have health insurance?

Without health insurance coverage,

a serious accident or a health issue that results in emergency care and/or an expensive treatment plan can result in poor credit or even bankruptcy.

Do minorities have less access to healthcare?

NAM found that “

racial and ethnic minorities receive lower-quality health care than white people

—even when insurance status, income, age, and severity of conditions are comparable.” By “lower-quality health care,” NAM meant the concrete, inferior care that physicians give their black patients.

Why do minorities have less access to healthcare?

Blacks and sometimes other minorities are

less likely to receive a diverse range of procedures

, ranging from high-technology interventions to basic diagnostic and treatment procedures, and they experience poorer quality medical care than whites.

Which racial ethnic group is least likely to have a regular health care provider?


Minority adults

are less likely than white adults to have a regular doctor. Just over half of all Hispanics (57%) said they have a regular doctor, as did 68 percent of Asian Americans and 70 percent of African Americans. In contrast, four-fifths of whites (80%) reported having a regular doctor.

Which minority group is at the greatest risk of being uninsured?


African American and Hispanic

individuals in the United States are more likely to be uninsured throughout adulthood than non-Hispanic individuals (Kirby and Kaneda 2010).

What age group uses the most health care?

The oldest older adults (

ages 85 and older

) have the highest per capita utilization of health services, and that population is expected to increase from 5 million to 9 million between 2005 and 2030.

How is Trumpcare different from Obamacare?

Key Policy Differences Obamacare (ACA) Trumpcare (AHCA) Federal tax penalty for failing to enroll in an insurance plan Yes No

Why health insurance is so expensive?


The price of medical care is the single biggest factor behind U.S. healthcare costs

, accounting for 90% of spending. These expenditures reflect the cost of caring for those with chronic or long-term medical conditions, an aging population and the increased cost of new medicines, procedures and technologies.

How much do Canadians pay for healthcare?

In total, Canadians paid

$174 billion

through their taxes to fund health care in 2019, a number the study says is expected to rise to about $191 billion this year.

Carlos Perez
Author
Carlos Perez
Carlos Perez is an education expert and teacher with over 20 years of experience working with youth. He holds a degree in education and has taught in both public and private schools, as well as in community-based organizations. Carlos is passionate about empowering young people and helping them reach their full potential through education and mentorship.