What Type Of Insurance Is Florida KidCare?

by | Last updated on January 24, 2024

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Florida KidCare is the umbrella brand for the four government-sponsored programs –

Medicaid, MediKids

, Florida Healthy Kids and the 's Medical Services (CMS) Health Plan – that together provide a seamless continuum of coverage for Florida children from birth through the end of age 18.

What type of insurance is Healthy Kids?

The

Children's Health Insurance Program (CHIP)

provides to eligible children, through both Medicaid and separate CHIP programs. CHIP is administered by states, according to federal requirements. The program is funded jointly by states and the federal government.

What does KidCare cover in Florida?

Plan coverage includes

doctor visits, immunizations, dental care, vision services, emergency care, hospital stays, mental health/behavioral health services and more

. Whether you already have insurance for your child, or if your child is not currently covered, consider Florida KidCare for your children's coverage today!

Who funds Florida Healthy Kids?

Florida Healthy Kids serves children ages 5 through 18 who are not Medicaid eligible. This program component is financed by

CHIP, general revenue, and local funds

, as well as by families that pay the full premium amount.

How much do you pay for CHIP?

The average cost to families is just

over $150 per child per year

, according the Access Commission estimates. If not for CHIP, those families would have faced bills of more than $850 per year per child in employer-sponsored insurance, the report said.

Can I get Obamacare for just my child?

Yes,

you can purchase a child-only policy for your daughter

, either in the exchange or off-exchange. … Neither of those was applicable to children in 2010 – there was no requirement that parents maintain health insurance for their children, nor were there any subsidies to help pay for coverage.

Is Medicaid and Florida KidCare the same?

Florida KidCare is the umbrella brand for the four government-sponsored health insurance programs –

Medicaid

, MediKids, Florida Healthy Kids and the Children's Medical Services (CMS) Health Plan – that together provide a seamless continuum of coverage for Florida children from birth through the end of age 18.

Who is eligible for Florida KidCare?


All children above the age of 1

are eligible for Florida KidCare coverage through a subsidized or full-pay program, even if one or both parents are working. Children from birth until their first birthday are eligible for Medicaid if their household income is below 200 percent of the federal poverty level.

How do I get free healthcare in Florida?

To be eligible for

Florida Medicaid

, you must be a resident of the state of Florida, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income.

Can you get insurance for just your child?


Children's Health Insurance Program

(CHIP) CHIP is a program that provides comprehensive health care coverage to children only, under the age of 19 in most states. CHIP recipients are not poor enough for Medicaid but cannot afford private insurance. As with Medicaid, eligibility requirements vary from state to state.

How long does Medicaid last for a child?

Answer: Children and teens can stay covered as long as they qualify. You'll need

to renew their coverage once a year

. Question: How do I know when to renew Medicaid or CHIP coverage for my child or teen?

What is MediKids?

MediKids is

a Florida KidCare Program

. Administered by the Agency for Health Care Administration, the program offers low-cost health insurance coverage for children ages 1 through 4.

Is there a copay with CHIP?

Copays for Care


CHIP is free for most families with no copays or monthly premiums

. For low-cost and full-cost members, some benefits require a copayment or “copay” that you pay directly to the provider each time your children get services.

What is the CHIP income limit?

Family Members (Adults plus children) Monthly Family Income 1*

$2,158
2 $2,918 3 $3,679 4 $4,439

What is the difference between Medicaid and CHIP?

Medicaid offers care to the poorest families while

CHIP extends coverage to a larger number of children

. Care through the Medicaid program may be more extensive, but the CHIP program also offers a broad depth of coverage. … To learn more about your state programs, visit the Medicaid site.

How long can you insure your child?

Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn

26 years old

. Children can join or remain on a parent's plan even if they are: Married. Not living with their parents.

Carlos Perez
Author
Carlos Perez
Carlos Perez is an education expert and teacher with over 20 years of experience working with youth. He holds a degree in education and has taught in both public and private schools, as well as in community-based organizations. Carlos is passionate about empowering young people and helping them reach their full potential through education and mentorship.